Means Test

[Ineedhelp2]

Is there a certain income level that must be met for Chapter 7?

How is it determined?

By a tax return, or by income in the months previous to filing?

[keepmine]

Your gross income for the 6 months prior to filing.
That's just step 1. You still need to complete schedules I and J to determine if you have enough monthly disposable income to fund a Chapter 13.

[aces67]

You need to see if your below the median for your state and then complete schedules I and J to see if you're income is negative.