Spend Down with CH7

[StopNAF]

Once we do the initial spend down on the day of filing (in Oregon it's $800 bucks 60 days worth of food etc.), What happens to my paycheck following the initial filing until discharge?

Everyone other than Lightning may reply!

[FilingOnMyOwn]

Um, you pay your regular bills with it? You do have enough bills so that theres very little, say less than 100$ leftover monthly at the end of paying your bills right? Thats what you're looking to show in your filing.

[StopNAF]

Actually, we have more left over, but here is the kicker. We have aproximately $80K in student loans that have been in deferment that we want to start paying on, so we will have less than $100.

[StaciMM]

StopNAf-

You might want to make arrangements w/ the student loans before filing, so that you can claim that in your budget. The s. loans will be deferred during the BK, at least until discharge though.

[StopNAF]

I will talk to them and determine what our monthly payment is and include that in the budget.

Thanks

[FilingOnMyOwn]

That sounds like the way to go