And the case is ......

[jennga]

CLOSED!!!!

Is that all there is, anything left for me to worry about?? On the final decree is states that I am relieved of the responsibility of reporting my address??? (funny my address has been the same for 20 years) What does that mean.... that I am really and truly officially done? What is this one year thing, maybe I will change my address!!!!

[StaciMM]

I know that during the BK process, you're responsible for updating the court if you move. Guess you can now move without telling them!

[sunshine08]

Staci - that picture looks you are at a drive in.

[pink_amulet]

Congrats!!!!



pink_amulet

[StaciMM]

That's my Sim counterpart!

Staci - that picture looks you are at a drive in.

[bkfiler]

whoo whoo jennga! great to hear!

[jennga]

Thank you all, but I do have a question. Is there something about the Trustee being able to look into your case up to a year after discharge or is it a year after closed or just a year in general.

I'd just like to say hey, it's so over but I know that has not always been the case with some others. But you're saying once it is closed that is it?

[bkfiler]

if the trustee ever finds fraud then it can be looked into again regardless of time except for statute of limitation on a federal crime.

[bkfiler]

"The request for revocation must be made within one year of the discharge in the case of a discharge obtained through fraud or before the later of one year after the discharge or the date the case is closed, in the case of retention of property or failure to obey an order."

but somehow i get the feeling if they figure out you commited fraud after that they will just file a motion to get you anyways. never mess with federal courts imo. its a no no.

[jennga]

That helps. I think I might also call my lawyer when this last document comes in and see what he says. I just bet he will say it is over and that is it. I think I am traumatized by what has happened to others on here and can't believe it could be this simple.

Anyway, I am keeping my nose clean. I don't want to apply for any credit cards. I will rebuild my credit by making my house payment and paying my student loans. I have never done well with credit cards and regardless of what I may need to do to rebuild my credit, it just scares the heck out of me to think about it. In fact, bkfiler, I wish you would pay that $39 lol.

[bkfiler]

you will be fine. dont worry.

that $39 is to help me rebuild credit. honestly you should get one and keep it with no balance. it helps build credit better then a student loan. a house is good though.

[jennga]

Oh, I get it, that is a monthly payment you have put on a credit card so it will be there every month. I kept waiting for you to make the payment and come back with a zero balance.

I think you are probably right about the credit card. I got a pretty good offer today for a Platinum MC. I threw it away and will wait for something better and further down the track.

[sunshine08]

DITTO - about the $39 that is!!!!!!!

[bkfiler]

thats my tanning salon and spa subscription fee.

[jennga]

SICK, I say,,,, SICK, SICK, SICk

Ok, so what website is the scrip to?????