centurioun financial [Archive]



	Bankruptcy Forum > After the Discharge > Rebuilding Credit > centurioun financial PDA centurioun financial rayray61 01-04-2005, 10:43 PM Has anyone every heard of Centurion Financial?? they called me today to give me a visa 2000 limit for 249.00. I am tyrying to rebuild my credit since its not so hot. they say no fees for 4 years and i am wondering if its a hoax or not?? HRx 01-05-2005, 06:04 AM I never heard of them. If you're interested in getting thier secured credit card, tell them to mail you the information. So you can read all the fine print, and determine if getting thier credit card will actually help you to re-establish your credit. Good Luck! HHM 01-05-2005, 08:02 AM Just do a Google Search and see what you find out about them. But yeah, get some info in writing. robivi3 01-05-2005, 11:35 AM It sounds a bit high. I would try Providian, Capital One or Aspire since the names are better known. HRx 01-06-2005, 07:36 AM Rayray61 Click on the following link to read a good article on things to look out for when applying for a secured credit card. This article succintly details important issues about getting a secured credit card. http://www.bankrate.com/brm/news/cc/19990823.asp Good Luck! rarernr 03-11-2005, 01:11 AM Yes I have heard of them. I paid them 249.00 in October and have not recieved their packet yet. I have been calling them for 3 months and they have the most abrasive customer service I have ever encountered. I would not recommend them. I am still waiting to get this rectified. HRx 03-11-2005, 08:10 AM Yes I have heard of them. I paid them 249.00 in October and have not recieved their packet yet. I have been calling them for 3 months and they have the most abrasive customer service I have ever encountered. I would not recommend them. I am still waiting to get this rectified. :eek: The better secured credit cards will not require you to mail them a deposit. They simply charge/deduct your deposit toward to total credit line. Yes, you'll be paying interest on the deposit, but this methodology seems to work pretty well for the majority of folks wishing to rebuild to obtain credit for the first time. joe715 03-11-2005, 08:15 AM Yes I have heard of them. I paid them 249.00 in October and have not recieved their packet yet. I have been calling them for 3 months and they have the most abrasive customer service I have ever encountered. I would not recommend them. I am still waiting to get this rectified. Thanks for the info. I'll be staying away from Centurion.