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checking account at bank with credit card that we plan to include in the bk

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    checking account at bank with credit card that we plan to include in the bk

    Can anyone tell me some things that might happen with my checking account since it is at the bank that gave us a visa i will be including in a bk...we have direct deposit of our paychecks...should we quietly close this account out and move it to another bank b4 filing? I don't want it to look like we planned this since all i am trying to do is protect the money that pays our house and living expenses...by the way we live in pennsylvania

    #2
    Originally posted by rlgrace1
    Can anyone tell me some things that might happen with my checking account since it is at the bank that gave us a visa i will be including in a bk...we have direct deposit of our paychecks...should we quietly close this account out and move it to another bank b4 filing? I don't want it to look like we planned this since all i am trying to do is protect the money that pays our house and living expenses...by the way we live in pennsylvania
    This situation can be somewhat difficult to explain. Some banks simply don't play by the rules. What does the fine print on your checking account and credit card agreement say? There have been members here in the past in the same predicament as you. And have had thier checking account closed/garnished because they chose to have an affiliated credit card debt discharged via bankruptcy.

    My suggestion is to simply, open an new account with a different bank, to prevent yourself from having unnecessary finanicial headaches.

    Good Luck!
    The information provided is not, and should not be considered legal advice. All information provided is only informational and should be verified by a law practioner whenever possible. When confronted with legal issues contact an experienced attorney in your state who specializes in the area of law most directly called into question by your particular situation.

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