Want to discharge your debt from an auto accident?

The language of § 522(q)(1)(B)(iv) includes intentional, wilful or reckless conduct if it caused serious physical injury or death to another individual. The provision does not appear to encompass simple negligence. The section you cite prevents the court from granting a discharge unless it has determined that there is no pending proceeding in which the debtor might be found guilty of the conduct described. In another provision, the scope of Chapter 13 discharge has been restricted so that it does not discharge a debtor from damages awarded in a civil action resulting from wilful or malicious injury by the debtor that caused personal injury or death. § 1322(a)(4). Unfortunately, the language of the two provisions is not identical.

again, it will be interesting to see if you can do that or not. most things i read state the physical injury and death context for not being able to discharge the debt.

will a $11,000 fender bender with a mecedes be dischargable?

if you dont have insurance? (breaking law)

if you have insurance but not enough to cover the entire debt, but you were at fault for talking on cell phone and running red light?