I have about $30,000 in credit card and personal loan debt and thinking about filing Chp. 7. I just recently sold my car that I owed $23,000 on so thats a good start. Im also never late with payments so not sure if thats a factor in filing or not. But when all is said and done every month im not left with much money for anything else. But my concern is can I file for Chp. 7 when most of my salary is from tips which I dont declare on my taxes? I make a base pay of $6.00 per hour which is deducted.
Thanks!
Thanks!