When you filed your bk under either the old laws or new laws which one did you use - Trade in Value, Private Sale Price or Dealer Retail Value. I would like to use the cheapest amount possible. KBB only has 2 values - Trade in based on the condition - excellent, good, fair or poor or Private Sale. Edmunds has values for all three. BK law says to write down the fair market value and KBB's values are a bit less than Edmunds. What did you use? I posted a similar question last week but no one answered it.
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