Should I look for the silver lining?

[time4cake]

On Tuesday of this week I am to meet with my attorney to proceed towards filing chapter 7. On Friday of last week I received a certified letter that I wasn't able to obtain until this morning. The letter has named me as a "Subrogee" in a lawsuit. This lawsuit was for a neighbors insurance claim that took place in July of 2002. They are alleging that I am responsible for at least a significant portion of their $400,000 in damages.

I guess I should be glad this lawsuit came in today, and not six months from now.

Feel free to comment.

[Minnymouth]

Be sure you take this with you for your attorney to look over and be sure its included in your bankruptcy.....
Excellent timing on this................. If it had happened after BK, then you would have had a problem....

Let us know what your attorney says....

[SinkingFast]

What ever happened to neighbors acting responsibly toward each other??

Our daughter took a flying leap of our neighbor's dune buggy when neighbor's son was driving, on neighbor's property.

Days before, neighbors got after the kids for their behavior. Told them what could happen, and grounded the kids from using the dune buggy for the rest of the day. Our girls got home and complained about what had happened at friend's house. We fussed at the girls too. Told them what could happen. Now it's spring break week, kids outa school, older, high school teenaged daughter was watching the kids when our daughter gets injured.

I drive down there to get daughter, and it's obvious she has a broken arm. Put her in the car and head to the hospital. Call hubby let him know what's going on. Think up story to tell hospital that sounds plausible so our medical will cover it and our insurance won't go back on our neighbor for damages. Rehearse the story with daughter so she tells the right thing so their friend won't get into trouble. Call neighbor and tell her what's going on and what we're gonna say so she knows we'll cover her butt with the insurance company.

It all worked out. Our insurance paid. Daughter's arm healed. And our neighbor wasn't sued by the insurance company.

Excuse me, but the kids had been warned by both sets of parents. Sometimes the best lessons learned are lessons learned the hard way. And, as I saw it, it wasn't my neighbor's fault that my daughter decided to be an idiot. Neighbor wasn't there whispering in her ear telling her to do it. Didn't give her the push. It was a free will decision of a 10 year old who'd been told better and chose not to listen.

Our neighbor has stepped up and helped us out, spending money to do it, and never asked for any payment in return. We've done the same for them. It's just that way with neighbors.

Why are these people being so petty instead of looking at the situation logically and realizing that accidents happen??!! Sounds like they are the kind of people who are always looking for someone else to blame for what happens in their life.

Yeah for you that you got the letter when you did. You can just smile at them when you say, "You can just get in line behind everyone else!"