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    Thanks to everyone on the Best Forum on the Web!

    You are the most caring people.

    I had originally posted this under the title "Substantial abuse of Power by Trustee. But after eight months of churning, I got the discharge. Although I have posted my appreciation note under the original thread, my gratitude to the people who cared more about me than anyone in this world may go un-noticed. So I am posting a new one.

    My case was finally discharged and closed last week. I can't say thanks enough to all of you for the outstanding support. If you read the original thread, you may recall this filing was long drawn and very stressful filled with extensions and investigations.

    Thank You, Thank You, and Thank You All… This forum is an outstanding example of people caring about people.

    I was a high income, multiple divorces, child support no asset case. I had consulted 18 attorneys before filing pro se because they all said that it was not doable or wanted 3K after looking at my salary. (While in fact, I have nothing, own nothing.)

    I still have a few questions.

    I just checked my credit report and all CC loans are discharged. I owed and it was included in bankruptcy a few thousand to offshore online gambling places. They don’t even have real addresses. Should I mail them a copy of discharge? PLESAE POST ANSWERS TO BENEFIT MANY THAT HAVE BEEN ASKING ME ABOUT THIS. I haven’t heard a peep out of them since filing and have no intentions of settling in Canada, Gibraltar or Aruba. I do understand that US Bankruptcy has no jurisdiction over foreign debts.

    Most importantly, Bank of America that I over drafted by several thousand, keeps sending me letter of paying back. Should I send that bank a response with a copy of discharge letter? OD is considered credit and since I have been discharged, I owe them nothing. This Bank is so huge that the left hand does not know what the right hand is doing. They still may take me to the court/collection and then back off when I produce the discharge letter. In essence, would it be better to be pro-active in this case and tell them to stop.

    Meanwhile, I have gotten a real fresh start. No more booze! Opened a new bank account and gotten two low limit credit cards.

    I could not have done this without your support and reading all the posts on this board.

    Thanks Again.
    Kelly
    Last edited by kelly; 04-10-2006, 02:47 PM.

    #2
    I wouldn't worry about the offshore places at all... gambling debts are not enforceable in our court of law.

    They choose to go offshore to run the gambling sites, because otherwise the United States would shut them down. They can't have non US juristiction to keep running them, AND have protection to come after their debts in our court system too. (At least this is my understanding...)

    Comment


      #3
      I agree with you, Kelly! This is a great forum and I've said before I don't know what I would've done without the support I've received. Congratulations on your discharge!!! As far as Bank of America goes, I would probably do the proactive thing and inform them of your discharge.

      Best wishes!

      jane
      Filed: 2/24/2006
      341 mtg: 4/4/2006:angel:
      Discharged: 9/25/08!!!!!:yahoo::yahoo::yahoo::yahoo::yahoo:

      Comment


        #4
        Don't worry about the offshore debts...............

        Send BOA a copy of your discharge..........enlighten them!!

        Glad things are looking up for you and that we could help you thru the process..............

        Minny
        Minny

        "It's amazing the paths that our feet sometimes follow in life".

        My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

        Comment

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