Watching Credit Report during BK Process

[aa06a47]

Have a question for all you credit card / bk guru's.

I have been monitoring at least every other day my credit report. I filed a couple of weeks ago. I am seeing several of my creditors report it as a charge off. Do you know if that means they do not plan on objecting to the plan or filing and aversarial against me?

[tinroofrusted]

Have a question for all you credit card / bk guru's.

I have been monitoring at least every other day my credit report. I filed a couple of weeks ago. I am seeing several of my creditors report it as a charge off. Do you know if that means they do not plan on objecting to the plan or filing and aversarial against me?

Nope. And they shouldn't be reporting it as charged off either. It should say included in bankruptcy, and show a 0 balance!

[aa06a47]

tinroofrusted, "nope" to what? They are showing it as charged off, with the notation included in chapter 7, 11, 12 bankruptcy. I am in a chapter 13 bankruptcy, so that is something I'll fix after plan confirmation. Not actually wanting to draw attention to my plan at the moment. I am just curious as if they have charged it off, does that mean they don't want to fight it. THanks for your reply.