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    Question about charge-offs

    Here is what I think: an account can only be listed as a charge-off once, therefore it can only appear once as such on your CR right? First National Bank of Omaha has the three months prior to my filing date listed on my report as charge-off.
    Filed Pro-se: 01/18/06
    341 meeting: 02/14/2006
    Objection Deadline: 04/17/06
    Discharge: 06/13/2006
    Closed: 06/21/2006

    Credit cards

    06/25/06, reopened a Discover that I closed before my bk, $1500 limit
    July 2006, Target Redcard $200 limit
    August 2006, Hooters MC $1750 limit

    #2
    Am not exactly sure what you mean. There should only be 1 charge off, but it should also show as included in bankrutpcy. Wait and see what it says after the discharge is complete.

    My American Express card shows me as a Charge Off, but it shows the CO date at 2/2002 (over 4 years ago) and the payment history is completely gone. I will fuss about that after my confirmation.
    Chapter 13 Filed 4/03/06 :blink: 341 Meeting Complete 5/11/06 :yes2:
    Plan Confirmation 6/16/06 :yahoo:
    Discharged: 1/5/2010 :yahoo::yahoo::yahoo::yahoo:

    Comment


      #3
      This account only includes notation of bankruptcy in the comments line, not the account history. Also, October, November, and December are listed as charge-off in the history.
      Filed Pro-se: 01/18/06
      341 meeting: 02/14/2006
      Objection Deadline: 04/17/06
      Discharge: 06/13/2006
      Closed: 06/21/2006

      Credit cards

      06/25/06, reopened a Discover that I closed before my bk, $1500 limit
      July 2006, Target Redcard $200 limit
      August 2006, Hooters MC $1750 limit

      Comment

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