Credit Report Confusion

[aa06a47]

I have been monitoring my credit report pretty much on a dailey basis. Well, within a week after filing, many of my creditors listed me as a zero balance, and either CO or PP (Charge off or Payment Plan).

Well, Citi was one that is very strange. I had 3 accounts with them. One of the three was The Universal Credit Card brand (owned by Citi I assume). It went away the first week as a CO. The other 2 accounts have not changed...except tonight. They are completely gone from my credit report. Poof...appears they never existed. It took me awhile to figure out what it was because my revolving credit balance dropped quite a bit.

Does anybody know what the heck that is / could mean?

[tinroofrusted]

I have been monitoring my credit report pretty much on a dailey basis. Well, within a week after filing, many of my creditors listed me as a zero balance, and either CO or PP (Charge off or Payment Plan).

Well, Citi was one that is very strange. I had 3 accounts with them. One of the three was The Universal Credit Card brand (owned by Citi I assume). It went away the first week as a CO. The other 2 accounts have not changed...except tonight. They are completely gone from my credit report. Poof...appears they never existed. It took me awhile to figure out what it was because my revolving credit balance dropped quite a bit.

Does anybody know what the heck that is / could mean?

That's GOOD. That means those negative accounts are no longer reporting.....