Reconsideration Letter

[marializ]

Hi, I was just wondering how soon would someone reapply after getting turned down for a credit card? I spoke with Capital 1 and they said I should wait at least 45 days after applying again? The problem was I applied when my Bk was not discharge yet and Im not sure if that had anything to do with not getting the card. I also have been working hard with all my CR and have received a Hooters MC since then. Any suggestions would be greatly appreciated. thank you. Maria

[FilingOnMyOwn]

Yes they gave you good advice. Ideally, you should pull all your cr's immediately following discharge, dispute all errors and have them corrected, and then re-apply in a couple months.