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Question About Credit Score (FICO)

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    Question About Credit Score (FICO)

    I completed my pre-discharge class online Saturday. It has been 35 days since the 341, and they gave me my credit score (a whopping 524. )

    Is this in the normal range for a Chapter 7 no asset case at this point? Do I have to wait for the case to be closed to begin the credit cleanup, or do I just have to wait for it to be discharged?

    Other than that, things are going well. Just waiting for the next 25 days to pass without incident.

    *keeping fingers and toes crossed*
    Filed: 3/7/06
    341: 4/3/06
    Last Day for Objections: 6/2/06
    Discharged: 6/9/06
    Case Closed: 6/15/06

    #2
    Wait for discharge. Then once all errors are fixed, you could be @ 580-600 in 3-6 months.

    Comment


      #3
      Originally posted by FilingOnMyOwn
      Wait for discharge. Then once all errors are fixed, you could be @ 580-600 in 3-6 months.
      Thanks, Filing! It's such an interesting but yet stressful experience to go through a bankruptcy. I can hardly imagine what I might see when I pull copies from all 3 reporting agencies.
      Filed: 3/7/06
      341: 4/3/06
      Last Day for Objections: 6/2/06
      Discharged: 6/9/06
      Case Closed: 6/15/06

      Comment

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