I have read that....

[FloridaGirl]

...you should hand write letters to credit bureaus. Has anyone had their disputes dismissed because they sent in typed letters? I've got so many items to dispute and my hands hurt just thinking I will have to hand write all the letters. Anyone have the right answer on this?

[aa06a47]

That is probably the most rediculous thing I have ever heard.

[FloridaGirl]

It may be ridiculous, but I really did read it. According to www.mix6.com, you should hand write the letters, and only dispute one item at a time. I was hoping it wouldn't be a problem to type the letters.....lol. And I certainly hope it won't be a problem to dispute 3 items in one letter. I have too many to do them one at a time. That could take years!

Anyway, thank you for your kind response. It is much appreciated...

[aa06a47]

It may be ridiculous, but I really did read it. According to www.mix6.com, you should hand write the letters, and only dispute one item at a time. I was hoping it wouldn't be a problem to type the letters.....lol. And I certainly hope it won't be a problem to dispute 3 items in one letter. I have too many to do them one at a time. That could take years!

Anyway, thank you for your kind response. It is much appreciated...

Well, I am not sure what kind of drugs mix6 is taking, but I sure don't think they have any legal basis to say you have to hand write each letter.

I do believe you can only dispute one item at a time per letter. This is necessary because of the investigation process. Good luck.

[tinroofrusted]

I always dispute everything in one single typed letter, with a great big flourish of my signature when it's all said and done....

[babybankruptcy]

I always dispute everything in one single typed letter, with a great big flourish of my signature when it's all said and done....

I heard that Tin!

[tinroofrusted]

I heard that Tin!

Ususally I am so pissed at the end of the letter, that it just happens naturally!

[no_it_all]

The reason to hand write a letter is for psychological effect. The intent is to come across to the agency in a "folksy" down to earth manner. It suggests that you didn't just copy a form letter from a "Credit Repair" manual and you are writing from the "heart". Advocating this approach was much more common years ago, when a typed letter suggested that you received professional help. Not sure if it is an effective strategy any longer...

[SinkingFast]

That would make sense, NIA.

Back in the day when a business letter had to be typed and only office people had access to computers and word processor programs. Before that, not many folk even owned their own type writers. Either way, you'd of had to pay someone to type the letters for you. That was a way to earn money in my college days. Typing papers and letters for fellow students.

A handwritten letter would have had a much more "personal" touch. Indicating the author was writing on their own, without advantage of professional help.

Nowadays, nearly everyone has a personal PC or laptop, or access to one at Public Librarys.

I'd think handwritten these days would be the exception, and not the rule.

[tinroofrusted]

That would make sense, NIA.

Back in the day when a business letter had to be typed and only office people had access to computers and word processor programs. Before that, not many folk even owned their own type writers. Either way, you'd of had to pay someone to type the letters for you. That was a way to earn money in my college days. Typing papers and letters for fellow students.

A handwritten letter would have had a much more "personal" touch. Indicating the author was writing on their own, without advantage of professional help.

Nowadays, nearly everyone has a personal PC or laptop, or access to one at Public Librarys.

I'd think handwritten these days would be the exception, and not the rule.

While you bring up some good points, with everything being automated, including the way that they check for the information that they dispute, I hardly think that a handwritten letter is truly going to matter.

unfortunately, when they dispute the information, they do it by code, and not by anything else of importance......

[FloridaGirl]

Wow, thanks for all the great responses, everyone. Now I feel better about typing everything.

[Roadrunner]

Ive heard handwriting is best but for a different reason. As I understand it, they scan letters in and have software that picks out key words. You stand a better chance at having a HUMAN review your dispute if you hand write it, and teal or purple ink is best. (Makes it impossible for the scan/software combo to do anything with it so a person has to review it.)