Bankruptcy Forum

Need a Broker or Lender- Help!

CoachK
05-20-2006, 07:51 PM
Hello. My situation is this... I was discharged in March, 2006. I am currently selling my home that has a 6% rate, but I got a great job and I have to take it and move. I am trying to find a lender who will give me a decent rate, but I am haing a hard time finding one. I did an app. on lending tree, but I only received one offer. I will have $20K to put down. I am looking at a $200K home. Any help would be appreciated.

CoachK, Pennsylvania

MTG_BANKER_OH
05-23-2006, 05:00 AM
Hello. My situation is this... I was discharged in March, 2006. I am currently selling my home that has a 6% rate, but I got a great job and I have to take it and move. I am trying to find a lender who will give me a decent rate, but I am haing a hard time finding one. I did an app. on lending tree, but I only received one offer. I will have $20K to put down. I am looking at a $200K home. Any help would be appreciated.

CoachK, Pennsylvania

What were you quoted for rate and CC's?
Do you know where your scores are?
Where are you relocating to?
When do you start your new job?
Do you have a home to sell as well?

been there
06-22-2006, 11:36 AM
coach...try NLMC. They were great. They are a bank. I just got 6.5% on new house at 100% financing after being in BK

Isellhomes
08-03-2006, 11:01 AM
coach..did you sign the contract with your Real Estate Agent? In situations like these you want to make sure you selected a Top Producing Agent! Try asking friends or Family for any good agents, even look in your neighborhood for SOLD signs, if you see a particular agent or team with several SOLD signs up, give them a call!

JeepMom
08-03-2006, 11:55 AM
coach...try NLMC. They were great. They are a bank. I just got 6.5% on new house at 100% financing after being in BK


This company is a scam that this man is pulling off to rip people of good credit once they earn it back!

newstart
08-03-2006, 12:25 PM
This company is a scam that this man is pulling off to rip people of good credit once they earn it back!

If anyone on this board feels that their identity is in jeopardy what can they do before something actually happens.

been there
08-03-2006, 12:41 PM
Jeepmom...How dare you say that without one ounce of proof??? I know of two people (myself included) on here that have closed loans with NLMC.

I came on to this site just hoping to pass along a great lender that I found who did what no broker that we talked to could. That accusation is ridiculous and you should be embarassed to have said it. Wheres your proof mom? Lets hear it?

cruserone
08-03-2006, 12:45 PM
wow jeepmom, you just got their contact info. What did they say to make you feel like this?

Tedderbear
08-03-2006, 12:47 PM
I think beenthere is Tom. Come on think about, the same man answers the phone all the time and no one is posting GFE's because they don't have them!!!!

been there
08-03-2006, 12:53 PM
Now the conspiritors are out here!!:dry: They're stealing all your terrible credit that someday they hope is good after you rebuild it so they can wait a few years and rip you off!!! Very patient criminals!!! Are you people serious?? Now Im someone Im not supposed to be?? I just wanted to pass along some good info and all Ive taken is grief from bitter people on here. Good luck to you all!!

tinroofrusted
08-03-2006, 12:53 PM
Jeepmom...How dare you say that without one ounce of proof??? I know of two people (myself included) on here that have closed loans with NLMC.

I came on to this site just hoping to pass along a great lender that I found who did what no broker that we talked to could. That accusation is ridiculous and you should be embarassed to have said it. Wheres your proof mom? Lets hear it?


You are so obviously a troll who works for this company seeking business. How pathetic. Run back under your bridge little troll! :aggress:

MTG_BANKER_OH
08-03-2006, 12:54 PM
I think beenthere is Tom. Come on think about, the same man answers the phone all the time and no one is posting GFE's because they don't have them!!!!


Someone here sent me a GFE, actually they sent the whole loan package from them and it was very sloppy and many things were wrong. I am not saying that tehy can not do the loan but if someone is giving you an incomplete loan application at the beginning is that what you can expect through the process. THey did not even have their name on the paperwork anywhere. It looks like someone that has been in this business for 2 weeks sent this app out to this client.

JeepMom
08-03-2006, 12:57 PM
Jeepmom...How dare you say that without one ounce of proof??? I know of two people (myself included) on here that have closed loans with NLMC.

I came on to this site just hoping to pass along a great lender that I found who did what no broker that we talked to could. That accusation is ridiculous and you should be embarassed to have said it. Wheres your proof mom? Lets hear it?

www.cheapdomainnames.com reeks of fruad.

JeepMom
08-03-2006, 12:59 PM
Now the conspiritors are out here!!:dry: They're stealing all your terrible credit that someday they hope is good after you rebuild it so they can wait a few years and rip you off!!! Very patient criminals!!! Are you people serious?? Now Im someone Im not supposed to be?? I just wanted to pass along some good info and all Ive taken is grief from bitter people on here. Good luck to you all!!


Not so terrible, most people looking for a mortgage are on the way up, not down.

Someone may be willing to sit on info for 2-3 months if it means they anything at all to gain from it.

JeepMom
08-03-2006, 02:36 PM
Jeepmom...How dare you say that without one ounce of proof??? I know of two people (myself included) on here that have closed loans with NLMC.

I came on to this site just hoping to pass along a great lender that I found who did what no broker that we talked to could. That accusation is ridiculous and you should be embarassed to have said it. Wheres your proof mom? Lets hear it?


Maybe if you would post anything but something about this one company on any other thread about any other subject................

laqlint
08-04-2006, 05:20 AM
I also could use some help buying a house. My chapter 7 was discharged in 2002. I have been making a car payment and a visa payment religiously. HSBC actually lowered my car rate 2 months ago. My scores from FICO are
607- Transunion
590 equifax- nothing states IIB???...
603 Experian.

I currently live in a duplex(myself and my mother on title, she is on the loan)
I have been looking at reo's to purchase and have found one I want, however I dont have an agent and don't want to have my credit looked at an additional 3-5 times.
Any help or advice is appreciated.
Thanks Leslie