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Lates reported after BK Filing but before Discharge

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    Lates reported after BK Filing but before Discharge

    Please can someone help. I have an account which was open and current the day I filed bankrutpcy. When the creditor was given notice of the BK they began reporting the account as late and kept reporting it late for 150 days until after the BK was actually discharged. They sent a letter to me and the court saying they had verified the lates as correct and were keeping it on the credit report intentionally. Is that legal or did they just admit to wrongdoing?

    If it is illegal does anyone know the statue or case law that can show they can't do that? Thank you so much.

    #2
    Definitely illegal.
    It is in violation of the automatic stay.
    BUSY running my own credit repair services! Sorry I don't stop in so often any more!

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      #3
      Know of Any Case Law or Statues?

      I am not very good at research and have NOT been able to find any statues or case law that shows an example of someone being liable any similar case. If anyone has any links, case examples or specific information it would be a miracle of help.

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