How much does it cost to amend? I just has something from 2003 just post to my report...
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Our lawyer told us it would cost us an additional $101 each time if we had to amend our schedule by adding a creditor - $75 attorney's fee + $26 filing fee. We are in KS and filed Ch 13.I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.
06/01/06 - Filed Ch 13
06/28/06 - 341 Meeting
07/18/06 - Confirmation Hearing - not confirmed, 3 objections
10/05/06 - Hearing to resolve 2 trustee objections
01/24/07 - Judge dismisses mortgage company objection
09/27/07 - Confirmed at last!
06/10/11 - Trustee confirms all payments made
08/10/11 - DISCHARGED !
10/02/11 - CASE CLOSED
Countdown: 60 months paid, 0 months to go
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Like Lrprn said, the actual fee it's self is $26 to add a Creditor. What your attny will charge is additional as well.
I know our attny has a specific set of tasks he has agreed to perform for the BK fee. Any adversarials or such will cost us extra. I think attnys have to disclose that info on your BK petition. I've seen it in other people's files on PACER.Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...
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This is bull****! They added this item from 2003! I called them and they said we sent you papers in 2003! WOW you guys are relly working to collect that debt! Good job ***holes! I'm soo pissed!My credit scores:
Before Filing: Tr 496, Ex 496, Eq 507
Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116)
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I know it's a hassle. I know it's more money you have to pay. But at least you caught it now and not after you were discharged. Be thankful for small favors I guess.
You can have the satisfaction of knowing you had the last laugh on them. It's probably a last ditch effort on their part to try and collect something from you. They just didn't wait quite long enough to notify you.
Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...
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UPDATE:
I called them again and the 2nd lady was worse then the 1st! She said we will call you when we figure out what happened! F&%K that I said don't bother! You cannot answer why it took 3 years to be reported so you not getting your money.... Next call was to my lawyer! "F&%K'm I said! the debt is not worth the potential delay I'd face in getting it removed! They screwed with the wrong cowboy! I'll wait the 7 years then deal with thier krap!My credit scores:
Before Filing: Tr 496, Ex 496, Eq 507
Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116)
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Once they are notified, there could be another meeting since they didn't have a change to attend the 1st one. Plus I'm sure the date for objections may also change due to the new 341.Originally posted by alhNever heard of that. Is that even possible after a 341 has been concluded. Just curious.My credit scores:
Before Filing: Tr 496, Ex 496, Eq 507
Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116)
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Yep! The Court could call for another 341 if they want. If there's a significant change to your original petition.Originally posted by alhNever heard of that. Is that even possible after a 341 has been concluded. Just curious.
Gotta remember,............. They hold all the cards and your future is in their hands. At least while you're in an active BK anyway.Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...
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I agree the court could but I don't believe a creditor could ask for another one as they don't lose any rights by not attending anyway. Creditors get added all the time and it would be chaos if they could constantly request a new 341. I am not saying it couldn't happen, I just have never seen anyone who had that happen.
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If you would have heard these people on the phone, you'd understand! They would have called for one 75% sure of that! They let this go for 3 year now all the sudden they want thier money. Give me a break! I'll let it sit on my report for 7 years no problem! I will not delay this for any reason...Originally posted by alhI agree the court could but I don't believe a creditor could ask for another one as they don't lose any rights by not attending anyway. Creditors get added all the time and it would be chaos if they could constantly request a new 341. I am not saying it couldn't happen, I just have never seen anyone who had that happen.My credit scores:
Before Filing: Tr 496, Ex 496, Eq 507
Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116)
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I don't believe they can request a new 341 meeting but they can object to your discharge and file an adversary complaint which is dealt separate from your bankrutpcy..... of course this will cost them time and money..... and if not worthwhile they won't fool with it.....Minny
"It's amazing the paths that our feet sometimes follow in life".
My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.
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