i am so nervous and I have no idea why? What are the general questions that I will be asked? I found out its not being done in the court house but in a a building next door. TIA!!!!!!
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Filed: 4/28/06
341 Meeting: 6/21/06
Discharged : 8/29/06
Closed: n/a -
The 341's are usually a snap. The Trustee will ask you general questions like, your name, address, SS#, accuracy of your creditors....things like that. Don't sweat it too much. It's a simple process. If you have an attorney representing you, most likely, he or she will prep you on the questions the Trustee may ask.
Just remember to be honest and truthful.Bankruptcy History:
Chapter 7 filed - 10/12/2005 - Asset
Discharged - 02/16/2006
Case Closed - 11/08/2007
A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain
All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation. -
Just don't do like Mr.Bonehead Jeep did, the trustee was asking about debts we were reaffirming. The trustee only asked dh the questions for both of us. (Verry condesending considering I did everything but sign dh name)
Trustee:What do you plan on doing with the van?
DH: Well sir, it's my wifes, she has to have a vehicle
Me: (I interupt dh's sob story)We're reaffirming the debt
Trustee: (looks at me) Thanks you
It was quick easy and painless. We were told we had cute kids by the trustee.Filed 09/05
Discarged 1/2/06
Closed 1/13/06Comment
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He'll verify information you gave in your petition and possibly ask to see paperwork. I had to show the most current two pay stubs, tax return, and checking account statement as well as the title to my car.Filed Pro-se: 01/18/06
341 meeting: 02/14/2006
Objection Deadline: 04/17/06
Discharge: 06/13/2006
Closed: 06/21/2006
Credit cards
06/25/06, reopened a Discover that I closed before my bk, $1500 limit
July 2006, Target Redcard $200 limit
August 2006, Hooters MC $1750 limitComment
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341 today
I talked to my lawyer and looked on my papers, it doesn't mention anything about pay stubs. I have the ones from before but since Im no longer working, I guess that would be it. Any ideas on what to wear?Filed: 4/28/06
341 Meeting: 6/21/06
Discharged : 8/29/06
Closed: n/aComment
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Don't wear anything fancy. Sort of business casual. If you filed with an attorney they will have the paystubs so that is why you probably weren't asked to bring them.
Don't sweat the 341. Just keep answers short and to the point. Basically they just verify what you have already sent in.Comment
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Thanks everyone, I have 2.5 hours till its over. It seems like Ive been waiting forever for this.Filed: 4/28/06
341 Meeting: 6/21/06
Discharged : 8/29/06
Closed: n/aComment
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Come back after your 341 and let us know how it went. Believe us, you'll see that you may be nervous over nothing.Bankruptcy History:
Chapter 7 filed - 10/12/2005 - Asset
Discharged - 02/16/2006
Case Closed - 11/08/2007
A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain
All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.Comment
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341 Today
yay its all over now, it was a breeze, but the trustee reminded me of a leprechaun, with a bad toupee. Im glad this is all over. I have no idea why I was so nervous!! Thanks Everyone!Filed: 4/28/06
341 Meeting: 6/21/06
Discharged : 8/29/06
Closed: n/aComment
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Congrats!Filed Pro-se: 01/18/06
341 meeting: 02/14/2006
Objection Deadline: 04/17/06
Discharge: 06/13/2006
Closed: 06/21/2006
Credit cards
06/25/06, reopened a Discover that I closed before my bk, $1500 limit
July 2006, Target Redcard $200 limit
August 2006, Hooters MC $1750 limitComment
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Now sit back, relax, prop your feet up - CAUSE you have 60 days to wait to see if any of the creditors object............. this is one of nerve wrecking things - WAITING........
But normally no one does, so you should be oaky.....
Chat with us, ask questions, and wait out your 60 days..... a new beginning awaits you.............Minny
"It's amazing the paths that our feet sometimes follow in life".
My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.Comment
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You'll be fine! I was thinking the same before mine. the good people here hooked my up with the same info no sweat!My credit scores:
Before Filing: Tr 496, Ex 496, Eq 507
Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116)Comment
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Originally posted by mystiquemia
Glad to hear it went smoothly 
Bankruptcy History:
Chapter 7 filed - 10/12/2005 - Asset
Discharged - 02/16/2006
Case Closed - 11/08/2007
A banker is a fellow who lends you his umbrella when the sun is shining and wants it back the minute it begins to rain ~ Mark Twain
All suggestions are based on personal experience and research and SHOULD NOT be construed as legal advice as I am NOT an attorney. Always consult with competent counsel in your area with regards to your particular situation.Comment
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Glad to hear it went well, now prop up the feet. Grab a cold one, and wait for 60 days. When it's all over, a great weight will be lifted from your shoulders.Filed: 3/7/06
341: 4/3/06
Last Day for Objections: 6/2/06
Discharged: 6/9/06
Case Closed: 6/15/06Comment
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Funny, Mystique!! What odd things catch our eye and stick in our minds when we're nervous or scared!!Originally posted by mystiquemia
Glad everything went smoothly for you today! The next 60 days will fly by before you even know it. Summer is here. Lots to do. You'll stay busy, and the next thing you know, that 60 days will be gone by!
Congrats and Good Luck the rest of the way!!Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...Comment
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