Why is there a FICO scores and the regular CRA scores? What is the difference?
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My credit scores:
Before Filing: Tr 496, Ex 496, Eq 507
Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116) -
FICO is an outside company that uses their own formula to determine the score for each CRAs report. Then each CRA also has their own formula to figure their score that differs from the formulas used by each of the other two.Filed Pro-se: 01/18/06
341 meeting: 02/14/2006
Objection Deadline: 04/17/06
Discharge: 06/13/2006
Closed: 06/21/2006
Credit cards
06/25/06, reopened a Discover that I closed before my bk, $1500 limit
July 2006, Target Redcard $200 limit
August 2006, Hooters MC $1750 limit -
So. I should be getting all 4 them?My credit scores:
Before Filing: Tr 496, Ex 496, Eq 507
Today: Tr 618 (+122), Ex 601 (+105), Eq 623 (+116)Comment
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The credit bureau scores are commonly referred to as 'fako' scores, because they are not a real credit score. Your 'fico' scores are supposed to be more accurate.Comment
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The only scores that I will pay money to see are the FICO scores.Filed Pro-se: 01/18/06
341 meeting: 02/14/2006
Objection Deadline: 04/17/06
Discharge: 06/13/2006
Closed: 06/21/2006
Credit cards
06/25/06, reopened a Discover that I closed before my bk, $1500 limit
July 2006, Target Redcard $200 limit
August 2006, Hooters MC $1750 limitComment
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