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Had Reaffirmation Hearing

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    Had Reaffirmation Hearing

    Hello Everyone

    I had my re-affirmation hearing today and it was painless. The hearing lasted one minute. According to the judge, the whole purpose was that since I filed pro-se (so did the other 3 people there) and without an atty, he said that Congress wanted to make sure that we understood the process. He mentioned that people in the past had been taken advantage of and this was placed into the bk law to protect people. Since nothing changed since I filed, he approved my agreement. He said that we should receive our discharge in the mail within 2-3 weeks. I hope so. I have 7 more days for the last of objections, so I am keeping my fingers crossed, I would really like to re-build my credit and was advised to wait to after the discharge.

    sbb
    Hooters MC: $1700
    First Premier Platinum MC: $450
    Orchard Bank MC: $300 Juniper Visa :$600
    Target Card: $200 Capital One:$1500

    #2
    Great news on your 'easy' hearing! Yes, just lay low and relax for the discharge to arrive. Read all you can here and make yourself a to-do list after the discharge is in hand. File it in a safe place, make plenty of copies, and start by getting a paper copy of your report from all 3 bureaus.

    Good Luck.

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      #3
      Congrats, SBB!!

      May the next week fly back and you get the good news you're waiting to hear.

      DISCHARGED!!

      Filed Ch 7 - 09/06
      Discharged - 12/2006
      Officially Declared No Asset - 03/2007
      Closed - 04/2007

      I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.

      Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen...

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        #4
        so beyond broke.....

        HURRY....... HURRY.................

        I WANT TO DO MY HAPPY DANCE AGAIN...............


        Minny

        "It's amazing the paths that our feet sometimes follow in life".

        My suggestions are from "personal experience" and research only. Do not consider this as legal advice. Each bankruptcy case is different.

        Comment

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