Okay, I'm really confused. So Ford Motor Credit put my car in derrogatory status and IIB on my credit report. I haven't even had my 341 meeting yet, can they do that?
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Filed 07/14/2006
341 Meeting 08/11/2006
Deadline to Object 10/10/2006
Discharged 10/17/2006
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Many Creditors will note your accts that way just as soon as they get the letter of Notification from the Court. Many people have reported that most, if not all, of their accts were IIB before they even had their 341 Meeting.
Generally, when a Creditor lists your acct IIB, especially so quick after notification, they don't usually object. So, if you take that point of view, it could be a good sign.Filed Ch 7 - 09/06
Discharged - 12/2006
Officially Declared No Asset - 03/2007
Closed - 04/2007
I am not an attorney. My comments are based on personal experience and research. Always consult an attorney in your area to address concerns related to your particular situation.
Another good thing about being poor is that when you are seventy your children will not have declared you legally insane in order to gain control of your estate. - Woody Allen... -
But should they be listing it as derrogatory already? I mean the car I'm reaffirming. I also just got done disputing all these things on my credit report....did anybody else's dispute look like 5 pages too? NCO is really trying to screw me!!!!!Filed 07/14/2006
341 Meeting 08/11/2006
Deadline to Object 10/10/2006
Discharged 10/17/2006Comment
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Slow down Danielle,
You are early into the game. All your creditors have access to pacer. It's easy to look at your filing and see where you never checked the column that you dispute the debt. Everything you dispute will be verified.
Wait 60-90 days post bk and let the tradelines get established. Then, try and find inaccurate info and attack from that angle. Not mine will be a hard sell since you are swearing in a federal court that it is yours.Comment
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OMG.....what is that???? I never saw it!!!!!!! I didn't check any of them though cause I didn't look through my credit report until now!!!!!!! Well that and the lawyer put them on but I didn't check any of the boxes because I hadn't seen my credit report.
Somebody please help me.....what is that? And how do I get those boxes checked????
Filed 07/14/2006
341 Meeting 08/11/2006
Deadline to Object 10/10/2006
Discharged 10/17/2006Comment
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