90 day lates [Archive] - Bankruptcy Forum

watachii2

07-21-2006, 10:53 PM

I am in the process of trying to refinance. Before I filed for bankruptcy, I had a couple of 60 day lates and was on a repayment plan. When I filed, the plan broke thus causing 90 day lates for the duration of my bankruptcy because I could not make partial payments. I could not make regular payments either because I was on a repayment plan and therefore, not current. I got on another repayment plan shortly after my discharge and have been on it since March. The company I am working with right now might not be able to appove the refinance because of the 90 day lates during the bankruptcy when I was not allowed to make partial payments. Is there any way to overcome this?



	Bankruptcy Forum > After the Discharge > Mortgage after BK > 90 day lates PDA 90 day lates watachii2 07-21-2006, 10:53 PM I am in the process of trying to refinance. Before I filed for bankruptcy, I had a couple of 60 day lates and was on a repayment plan. When I filed, the plan broke thus causing 90 day lates for the duration of my bankruptcy because I could not make partial payments. I could not make regular payments either because I was on a repayment plan and therefore, not current. I got on another repayment plan shortly after my discharge and have been on it since March. The company I am working with right now might not be able to appove the refinance because of the 90 day lates during the bankruptcy when I was not allowed to make partial payments. Is there any way to overcome this?