update about my situation

[mejay76]

well the bank dismissed the summons against my husband but they are going after me since i didnt file chapter 7 which I dont know if they can even get anything from me anyhow Im not sure how that works I am currently 6 months pg and I am a high risk plus we have another daughter at home. Anyhow my husband is the one filing chapter 7 and we got a letter from WFF saying they hold security interest in collateral for washer/dryer and a mattress/boxspring/headboard that we bought at a furniture store. So my question is we had paid off the washer and dryer (it was a subaccount) but they are saying they have interest in it still and they want to negotiate a reaffirmation aggreement for the fair market value(whatever that means). So has anyone ever had these people object or make a claim? sorry so long!! Thanks Jamie