$1500 lighter today

Not expected son #2 four wisdom teeth, yikes. Think I will take my "Back Aid" Happy Pills tonite! this came at a bad time, back from trip $$$$$$, HO Insurance, FLOOD Insurance! Now AIG keeps bugging me, "how many miles do you drive everyday. DAMN, at 300 bucks a month with only ONE claim for 297.00 EVER IN MY FREAKING LIFE leave me the hell alone you a-holes!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Sorry, yes I am whining, I will take my Happy pills and be good later! I been a bad boy and this is the spanking! I am thinking about parting with the land in Arizona to recoupe some $$$$$, maybe, may get a part time until the OT starts up after October 1.

YIKES!!!!!!!!! $300 a month for one car? That is more than we were paying in the NYC metro area!!!!!!

I feel your pain! Have fun with the happy pills!

Not expected son #2 four wisdom teeth, yikes. Think I will take my "Back Aid" Happy Pills tonite! this came at a bad time, back from trip $$$$$$, HO Insurance, FLOOD Insurance! Now AIG keeps bugging me, "how many miles do you drive everyday. DAMN, at 300 bucks a month with only ONE claim for 297.00 EVER IN MY FREAKING LIFE leave me the hell alone you a-holes!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Sorry, yes I am whining, I will take my Happy pills and be good later! I been a bad boy and this is the spanking!

That's two cars. One E350 Van and GMC Pickup. With 100,000/300,000 $500 deductible, NO UNINSURED Motorist and $1000.00 PIP deductible. That is normal. My ten year old Corsica was more to insure than the 2006 E350. Safety Factors.

Actually it is 277.00 X12. With son #1 on the policy it was 9200.00 per year. Had to put his car in his name and get a policy for him and SEND IT to AIG as proof with an agreement that he would not drive our vehicles. That is normal for SoFla because of the dangers here. They do not right one year policies here but my rates are pretty stable. Done with this place, HATE IT. I mean I loathe what Florida has become. Thanks to the damned politicians and unrestricted immigration unless of course you are a White South African like a friend of mine with money to open a business who had to pass through hell and high water to come here and be legal, as is my completely legit aunt with a sponsor who owns a huge Jewelry manufacturing company that you would all know, has $$$ to open a beauty salon, even got her certifications and is on the list, ABOUT TEN YEARS (She is Colombian). It sucks, just be dreg, float in with nothing but a hand outstretched and you are home free. God help us.

She worked 25 years in Poland for the Flota Gran Mercante Colombiana ( Merchant Fleet) and retired with money, owned an "American Ice Cream Restaurant" in Colombia but is a piece of human dung to immigration. This is the kind of person you want, she is even loyal to the flag and loves the Country and even went to school to learn a little history. She helped my stepmother buy a Condominium here in Sunrise because she wants to live in safety. She has been all over the US and loves the place.

YIKES!!!!!!!!! $300 a month for one car? That is more than we were paying in the NYC metro area!!!!!!

I feel your pain! Have fun with the happy pills!

That's what it would run here for Son if he wasn't on our insurance.

Car in his name. Real low level of coverage. Liability only. $250/mo with good student discount.

Auto insurance is outrageous for kids, and their parents these days.

Wow! That is unbelievable! We were paying about $380 per month back in NY for two cars, no kids.

Here in NE PA, we are only paying about $85 per month for the same coverage for both cars. :D

Wow! That is unbelievable! We were paying about $380 per month back in NY for two cars, no kids.

Here in NE PA, we are only paying about $85 per month for the same coverage for both cars. :D

Here in the good old midwest for hubby, myself and our early 20s daughter, we're paying about $250/month insurance for a 2000 truck, and two 2002 small SUVs. And that's with a high deductible...sigh...

Sounds like several of us feel your same pain, robivi3. At least you can see light at the end of the Florida tunnel.

I remember when we were highest (Hialeah was the center) but you guys are paying high rates also. I know TN rates are lower, but so are salaries, except in my parents old neighborhood in Nashville (forest hills):

According to Detail City Profile
Forest Hills median family income:
118,000.00
Belle Meade:
146,000
Brentwood
130,000.00

I ain't my Daddy though


i didn't see that, three cars one daughters, girls are cheaper here, alot insurancewise. Three boys ( at ages 17,18,19), five cars would run about 17,000.00 per year. The NY rates must be very high.

Ok, because I didn't know I looked this up and here is our coverage:
This is for 6 months, we pay month so an added fee of $3.50 for "financing"
My 2005 Van 271.29
My 78 CJ-7 121.35
Dh 91 GMC 125.95
Dh 78 CJ-7 137.60
Total is 656.72
Fee 21.00

Total is 677.72
Montly Paments are about $113


Van Carries Full Covereage with $100 Deductable
My CJ-Liability &Medical, $250 Deductable
DH GMC L&M $250 Deductable
DH CJ - L&M $250 Deductable

robivi3,

I know how you feel, although I'm not in that deep........$500 though. During the 2 years of having orthodontics, I had several teeth bonded to make them the proper shape and size (I ground them down). Anyways, now that the braces are off, I'm supposed to wear my retainers every night to protect the teeth and keep them aligned. The other night, I fell asleep without my retainers and I cracked a bonded tooth while sleeping. Each tooth is $500 for bonding, but my dental insurance doesn't say weather it covers this or not because it may be considered cosmetic. Well, the dentist says that the bonding is to keep my bite and jaw in proper alignment, so he may be able to get it covered by insurance. If that works out, it will only cost me a $75 co-pay. I'm keeping fingers crossed that it's covered because I want the tooth fixed. It is a front tooth and I'm self-conscious about how it looks.

Everything is high here. In TN you pay a 9.25% sales tax and not much else. In return you get better schools, CLEAN DEBRIS free roads and people who do not drive gigantic SUV's because they are a status symbol in their country but can't drive them in the rain. They turn on the flashers, slow to a crawl and NO JOKE park under the overpass on I-75 even to the point of sticking out into the LANES of traffic, I am talking taking up two lanes in the rain. I saw heavy rain, lots of hills and moving cars on the highway up there. Not one person had the flashers on! I almost ran one perfect person in an SUV here when my truck was new, the poor inbred moron stopped on 75 because a dog was in front of her. Hate to say it, 80 mph, hit the dog, save the humans. Third generation gets the license, PLEEEEEEEASE.

I am full of Florida, the bad has tipped the good off the scale here lately. Just so long as my boys get Bright Futures, they have earned it and the damn truth is that you should be compensated for living here! We can't OFFER enough salary, and i am talking 100,000.00 plus administrators to lure people, several come, work afew months and immediately go back to their agencies. 10,000 less have enrolled in Public schools this year in Broward, nearly everyone i know is leaving. A friend of ours moved down here last year from TN, we still can't figure him out. Can't even think about a home right now, much less in his future. sorry, I am over the edge now, just waiting to follow my friends! You cannot believe the number that have moved to Atlantas outskirts and are tickled pink working at MARTA.

Don't come to this place, only MUVICO is nice, Bayside in Miami? Hope your car is still there! Hope you don't get robbed. An absolute hellhole and getting worse.

We have him scheduled for tomorrow. Gotta' concentrate on that for now. Been there and i feel for the boy. He does not dread this stuff though, but i know the pain of the teeth. This kid gives me no hassles so I'll pay the teeth in liue of bail or other problems. Teeth have been a major deal for us anyway, just one o' them things I guess. My complaints about life here are not part of that issue, it just all falls on the SoFla side so it blends together.

If I remember correctly, Robivi, from when my sis lived in TN,........ The sales tax is high, but you don't pay personal income tax out of your paycheck. I'd trade that in a heart beat. We pay both and it comes out way higher.

Hubby's employer deducts State, Local (County), and City (1%) income taxes. Our sales tax rate is 6%. Add it all together and it's way more than 9.25% sales tax.

I just paid $1050 to renew auto policies for 6 months. 4 drivers. One teen boy. One teen girl. 3 cars. 98 pu with full coverage - Hubby's. 93 Jeep, liability only. 89 Camaro, liability only. $500 deductibles. $100K/$300K coverage levels. $2K Medicals. And uninsured/underinsured motorist - required by the State.

we have no income tax in Florida or Tax on Services, but it is a ruse. You are banged for every penny otherwise in hidden taxes. We know an income tax is coming. I admit to always being TN prejiduced. Probably from the hard natured "fun" I took from kids on Miami Beach because of the accent and all. I was amazed to go in homes, huge ones on North Bay Road, and find out that the cheap toad parents didn't remodel. This was nearly every home in that day. Most homes on the Beach have been resold and updated since. Some, while gorgeous on the outside were dumps inside. My mother screamed when she entered the house my dad bought on North bay Road, supposedly the nicest street on the Beach at the time. I'll never forget her exact words, and they weren't nice. Believe me, the backward Hillbillies were here, not in TN. When I walked into Nautilus JR. High from Battle Ground Academy In Franklin on the first day I saw psychodelic paintings (1969) on the wall, kids in jeans and bloody knew I was in trouble. No disclpline was the word of the day every day. What a culture shock!

I remember thinking how dirty the homes and people were in general.

Man. do I know numbers or What! total cost 4.00 shy of 1500.00! Boy got two wisdom teeth out today. Two more in two weeks, total 1496.00.

Or percodans...or something that will ease his wisdom teeth extraction...I had all four of mine done at once...but the pain pills were good...

We are having a terrible downpour here...not probably related to TS Debbie but...it's just a rainy, mildewy mess on the gulf coast.

Our red tide is back...had a vaseline type bloom on the beach yesterday...that burned when you stuck your finger in it....hmmm...tourists/florida...if they were smart, they'd find a different destination....

Most of us are bankrupt, can barely afford our rent/mtg, and are losing it!

They gave hime Percosets. I went Generic to save the $10.00 co-pay. Percosets are one great pain killer.

Debbie, Debbie...? Oh gosh don't tell me... could they stop naming them, just 'til i leave?

They gave hime Percosets. I went Generic to save the $10.00 co-pay. Percosets are one great pain killer.

Debbie, Debbie...? Oh gosh don't tell me... could they stop naming them, just 'til i leave?

Well, you know, TS Debbie shouldn't be a problem unless it turns...but there is that little wave, somewhere down there...all I see are rainy skies here...wish I had a percoset but looks like Little Ceaser's is what's for dinner...done cooking too....they have a nice $5 pizza here, I'll pick it up and that's that.....

Just please make sure that your son rinses with, god, what was it? Saline water??? because he really needs to keep things in there clean so that no infection gets in....

Have a good night, I'm writing my report & leaving work!

Well, another one. Got a call today from son number 1. "Dad, my car is smoking and the temp guage pegged in a second or two". "did you pull over?" "YES". "Right away?" I asked. "Yes". "Good". I thought great, blown head gasket, can't do it where i live.

Got there, the boy did good, got it off the road right away, but it blew the head gasket. Oil in the surge tank and bubbles, transverse engine, gotta get underneath for the mainfold and some bolts, bye-bye Buick. Now comes the hard part for me, remember a year ago and ALL the time since when i've BUGGED you about contingency funds and your bank balance? Welcome to the real world, AAA will tow the car but your on the bus now!

Well, another one. Got a call today from son number 1. "Dad, my car is smoking and the temp guage pegged in a second or two". "did you pull over?" "YES". "Right away?" I asked. "Yes". "Good". I thought great, blown head gasket, can't do it where i live.

Got there, the boy did good, got it off the road right away, but it blew the head gasket. Oil in the surge tank and bubbles, transverse engine, gotta get underneath for the mainfold and some bolts, bye-bye Buick. Now comes the hard part for me, remember a year ago and ALL the time since when i've BUGGED you about contingency funds and your bank balance? Welcome to the real world, AAA will tow the car but your on the bus now!

So sorry to hear about the car troubles, robivi3 :(. Yet another life lesson lands hard for one of our growing-up kids. A little time on the bus never hurt anyone (of course, in high school my kids used to call the school bus the "loser cruiser"...LOL!...so perhaps I spoke too quickly! :) )

Boy can I identify with both wisdom teeth and car troubles.

First one, Son, had wisdom teeth removed. Why is it you have to go to an Oral Surgeon these days??!! Dental only insurance coverage on that one. Wound up being $500 out of pocket.

Second one, last summer. Daughter #1 was on Hubby's new company' insurance. Boy did we get lucky with that!! Based on the panoramic's, they filed it under Medical for 80% of the Oral Surgery. Then back filed against Dental for the remaining 20%. We got our $400, 25% deposit back.

Now here's the kicker on daughter's wisdom teeth. She had 4. Right??!! Showed 'em in the X-Rays. 4 incisions too. Oral Surgeon only ever billed for 3, that's THREE wisdom teeth.

And we won't even go there with cars. We've had 2 literally driving us crazy lately. Brakes, brakes (yes that was brakes X2), exhaust, water pump, EGR, Oxygen Sensor. On and On and On. UGH!! And we still gotta get tires for both of them!!

It's a hard lesson, got the car home. I can't let it go, I'll pull the heads but it will be a month or two. Right now we are tied up with Stuccoing, remodelling the kitchen ($14,000.00 including appliances) and one bathroom is ripped out. I am regarded as an expert on 3.1's and 2.8's.

Oh rob,

I truly can believe the number that have moved to the Atlanta outskirts. Just try getting through any of the metro counties these days. I have been gone 9 months but miss it bad. Not the traffic mind you, but the terrain and weather. I am looking at smaller cities outside ATL to move to eventually. Possibly Augusta, or Savannah. Anybody know anything about those areas. I gotta finish school first, though!