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Pre-filing credit counselling: did I miss something?

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    Pre-filing credit counselling: did I miss something?

    OK, I just completed my online session for the pre-filing credit counselling session.

    Did I miss something? Spent ten minutes entering personal info, 15 minutes entering debt/expenses/income info, had an automated "chat" session give me three authorization codes with no questions/comments from the person on the other end, and that was it?!?!?? Did I mess up? Am I supposed to expect a grilling to come?? At this point I've been at the computer for 25 minutes, and it was over (I think they may have charged me twice, tho)...

    What am I missing here?!?!?? *dazed and confused*
    09/13/06: -- C13 filed with Courts
    12/04/06: -- Plan confirmed!
    Payments left: -- 38

    #2
    It sounds like you used an online service similar to the one we did. Once your session is completed you should recieve an email with a link to your paperwork and certificate.
    Filed..........August 10. 2006
    341.........September 22, 2006
    Last Day for Objections........November 21, 2006
    Discharged............November 27, 2006

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      #3
      Yeah, that's pretty much it. What a scam huh?

      And now you have the post-filing test to look forward to. For the online test they conveniently put links next to each question that take you back to the chapter where the answer can be found. Oh, but it's timed and you can't take less than two hours or you fail. So just start the test, go watch a movie, and come back and finish it.

      That'll be $50 please.

      Comment


        #4
        yep, another way for the government to pass new laws that don't make sense, and RIPS us off at the same time.....hhhmmmmmm......~ it's amazing to me that the very issue(money) we are in a world of hurt over....and look what the hell it costs to get attornies, certificates...etc. etc......ticks me off everytime........ and they just keep on passin' those laws..........they backfire everytime.......but at OUR expense....the consumer.....
        I WISH with all my heart I had LOST my PRIDE a YEAR AGO, I'd been able to file a 7 and been DONE WITH IT !!!!!!!!!! YYYEEESSSSSSSSSSSHHHHHHHHH!!!!!!!!!!!!!!!!!!!!!!!! !!!!!!!!!!!!!!!!!!!!!

        Comment

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