This is just a rough estimate of money that I owe to credit card companies, car loans, and other bills. Is this too little to file? I just can't pay them. I haven't for years and now I am behind on my utility bills. It's sad but true, I need all the advice I can get.
Edited* to add that I am a single mother of 5 children. Two of them are foster. I pay my rent but am barely paying my current utility bills I am kind of late on those also.
Thanks
Edited* to add that I am a single mother of 5 children. Two of them are foster. I pay my rent but am barely paying my current utility bills I am kind of late on those also.
Thanks
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