Bankruptcy Forum

purchasing house after car & bk

xapooh
09-07-2006, 09:20 AM
I understand applying for credit can lower your FICO scores drastically. I am a year & a half post bk. Median score is stuck on 577. I purchased a new car last month and have paid my first car note. How soon should I request my credit score? I am anxious to see how low my score dropped and if it has been raised any with the on time payment recently. I am seeking again to purchase a home in January and would like my scores to be on point for low financing.

BassBoy
09-07-2006, 09:23 AM
Give it at least another on time payment, then check your credit afterwards. It can sometimes take up to 60 days for credit reports to be updated.