I filed BK ch 7 in 3/08 discharged in 7/08 didn't reaffirm mortgage but have been making payments and i'm still living in the house. But it is becoming a money pit and i want to move. Mort. is 101,000. If i sold the house to an investor for 50,000 as is and gave the money to Mortgage Comp. would they sign the title and deed over to the investor? The house is not worth what is owned. Do you think the Citimort. will accept the 50,000.

I filed ch 7 in 3/08 and was discharged in 7/08never reaffirm house but I'm ketp up payments. Now i want to leave house because it's costing me money in repairs. If i walk away, can the mortgage comp. report it as a foreclosure on my credit report. It will be 2yr after discharge and i want to buy a new home.

I filed ch 7 in 3/08 and was discharged in 7/08never reaffirm house but I'm ketp up payments. Now i want to leave house because it's costing me money in repairs. If i walk away, can the mortgage comp. report it has a foreclosure on my credit report. It will be 2yr after discharge and i want to buy a new home.

This blog will be dedicated to my journey from Chapter 13 to Chapter 7. I started my Chapter 13 only to save an investment property. I later found that I didn't want the investment property and the case got really strange. It was strange because I then decided to move into my other investment property, which I had been living in prior to filing for Chapter 13.

I was in Chapter 13 for 18 months and was confirmed in about month 5. Filing pro se can be intimidating and I have nothing...

This blog will be dedicated to my Complaint against a creditor that continues to bill me for a pre-petition claim. (I have a thread on this as well, but the blog will be my main place to collect my thoughts and guide everyone through the process.)

An Adversary Proceeding (AP) is not something that I suggest any pro se debtor attempt. I have no choice but to bring this AP, and I could have had an attorney do it on contingency. However, I chose to do this myself and perhaps we can...