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Buy 2 cars after DC

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    Buy 2 cars after DC

    1 After 5 years both of our car's needed replacing. The 98 blazer was a cash car that lasted 5 yr's with 240,000 miles, 2010 Nissan Altima with 160.000 miles. and a CVT trans that I just knew was about to go out.
    We set a budget of $800 for 2 car's.

    2days after discharge Capital One auto approved us up to $40,000.00 ,
    Bought a 2016 CPO Dodge Journey crossroad V6 /sunroof with 5100 miles. ,$22,252.00 @2.49% payment of $351.00 with a lifetime/unlimed miles warranty

    2 weeks later ,traded the 2010 Altima [got$3000 for it] 2016 Nissan Altima CPO with 9 miles on . it still had the window sticker on [7yr/100,000 warranty]
    Went thru a local credit union that I had set up a saving account 3yr's ago. Car was $17000 plus T/ T/ fees with the $3000 down 3.49% for 48 month's $356.00 month

    We come in under $800 for 2 car, Didn't plan to do both that fast ,But it worked out AND we did this less than 3 weeks after CH 13 discharge
    Last edited by mavric; 03-28-2017, 06:38 PM.

    #2
    Originally posted by mavric View Post
    1 After 5 years both of our car's needed replacing. The 98 blazer was a cash car that lasted 5 yr's with 240,000 miles, 2010 Nissan Altima with 160.000 miles. and a CVT trans that I just knew was about to go out.
    We set a budget of $800 for 2 car's.

    2days after discharge Capital One auto approved us up to $40,000.00 ,
    Bought a 2016 CPO Dodge Journey crossroad V6 /sunroof with 5100 miles. ,$22,252.00 @2.49% payment of $351.00 with a lifetime/unlimed miles warranty

    2 weeks later ,traded the 2010 Altima [got$3000 for it] 2016 Nissan Altima CPO with 9 miles on . it still had the window sticker on [7yr/100,000 warranty]
    Went thru a local credit union that I had set up a saving account 3yr's ago. Car was $17000 plus T/ T/ fees with the $3000 down 3.49% for 48 month's $356.00 month

    We come in under $800 for 2 car, Didn't plan to do both that fast ,But it worked out AND we did this less than 3 weeks after CH 13 discharge
    Mav, did you have to hand carry a copy of your discharge paperwork to the dealership / bank to get approved that quickly?

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      #3
      Have not been asked one time about the BK on anything, my hold credit rebuild has been a piece of cake!!!

      Never thought it would be this easy.

      Comment

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