Filed Ch 7 in 2008. House was included - did not reaffirm.
1)Original mortgage reported correctly
2)Note then sold to new company (xyz)
3)Then we did a short sale
My problem is the new company (xyz) is reporting the note as "sold" but 180 days late. My understanding is it should say IIB.
XYZ is doing nothing, so I disputed it with Experian who won't change it.
Anyone have any tips on the best way to proceed to get this fixed?
1)Original mortgage reported correctly
2)Note then sold to new company (xyz)
3)Then we did a short sale
My problem is the new company (xyz) is reporting the note as "sold" but 180 days late. My understanding is it should say IIB.
XYZ is doing nothing, so I disputed it with Experian who won't change it.
Anyone have any tips on the best way to proceed to get this fixed?