Announcement

Collapse

Forum Rules (Everyone Must Read!!!) (updated: 04/28/2015)

Welcome to the Bankruptcy Forum. Bankruptcy (BK) Forum is known as BKForum.com and will be referred to as BKF hereinafter. In order to ensure a long term success of our vibrant community, we have established certain rules and guidelines to which everyone must adhere to. Please take your time to carefully read our rules, before you start to participate in the community.

Things you agree to do:
BKFORUM.com (BKF) users agree to use the search function before starting a new thread. This prevents duplicate discussions and allows for better organized topics.

All BKF users agree to read the sticky posts which may be available at the top of a forum page. These Sticky posts often contain valuable information. They may also outline more rules and guidelines specific for that particular forum, stickies are put in place by that forums moderator(s) or admin(s).

Things you agree not to do:

All BKF users agree not to call people names or write a post simply to make a personal attack, or get a negative reaction; this behavior is not allowed on our forum. The use of derogatory language aimed at anyone will be severely dealt with. There is no need to agree with each other, or to even like each other. However, by signing onto BKForum.com you agree to treat each member and guest with the respect they deserve. No threats or personal attacks will be allowed.

All BKF users agree not to discuss, engage, or encourage any behavior or activity which violates the law. Discussion of drugs, violence, murder, theft, vandalism, fraud or any other issue which could be used to help individuals break the law is strictly forbidden.

All BKF users agree not to "bump" old threads, unless there is a specific benefit to the community by doing so. But in most cases, please don't post in very old threads, instead start new threads.

All BKF users agree not to attempt/use another members account. It is against BKF rules to use any account other than your own. Impersonating another member will result in an immediate ban. It is also against the rules to open more than one account in your own name without permission from a moderator or administrator. If you have been banned for any reason, it is against the rules to open another account. If you were banned temporarily and you are caught using another account you will be banned permanently. Choosing a moniker which is similar in either sound or spelling as a moderator or administrator is strictly forbidden.

All BKF users agree not to private message any moderator, admin, or other member with questions related to their personal circumstances (Questions about the forum or issues with the forum are ok). This forum only works when members share their experience and insights with everyone.

Things you agree not to post:
All BKF users agree not to post any derogatory/racist/or sexist remarks. This includes attachments, links and all information contained within posts, signatures, and avatars, failure to comply with this rule will result in a permanent ban.

All BKF users agree not to post any copyrighted or trademarked information without the express written permission of the owner(s) / proper citation of source.

All BKF users agree not to post any real names, addresses, telephone numbers, email addresses, social security numbers, or any other personal details (their own or other people's).

All BKF users agree not to post links, pictures, attachments, videos, or the like of pornographic content, objectionable material or extreme violence, whether cartoon or real.

All BKF users agree not to use BKF for advertising purposes without a written contract between yourself/company/agent and the administration of BKF. Blatant advertising will result in a ban.

All BKF users agree not to spam the forums. Spam includes but is not limited to posting erroneous, non-relevant-useless, off-topic, or meaningless posts. Spam may also include posts which contain no text, or large areas of blank space between lines. Simply posting emoticons without text is considered spam. BKF is the largest bankruptcy message board and all the content is intended to help other users. Please help us improve the quality of our forum by making sure that your posts are well-worded, spell checked, grammatically correct and syntaxed.

Regarding actions of moderators and administrators:

The forum is no place to air out your opinion or be judgmental of our staff and its capabilities.

All BKF users agree not to abuse or mistreat moderators or administrators. It is against BKF rules to post any information regarding bans or any other action taken by a member of the moderating or administrative team. If you wish to discuss bans or warnings please do so via PM. To place a complaint against a moderator, send a PM to a super moderator. All Moderators are equal, any decision made by a moderator must be adhered to. If a moderator tells you something you do not like, do not go to another moderator looking for a different answer. If you are caught doing this you will be banned. The moderators work as a team and respect the decisions made by their peers and will help enforce them unless an administrator tells them differently.
If you have an issue with how the forum is run, then notify one of our administrator and we will look into the situation. We have in the past and still do appreciate any input that you offer this forum. But critical input and/or judgmental postings towards the staff will result in you getting banned.


Should you find a thread offensive or out of line, then notify a Mod in a PM so they can evaluate the situation and do the action deemed necessary.

All moderators do have active "other" lives outside of the forum and help moderate this forum in their spare time throughout the days and weeks.

If you have a problem with a member or Mod follow the proper channels of reporting it.

BKF reserves the right to delete any posts which contain anti-BKF comments or discussion. Any bashing of moderators or administrators, or any of their discussion or actions will also be deleted, and the responsible posting party(s) will be banned. Any public anti-BKF advertising, communication, or posts on another forum will result in permanent bans as well.

All warnings and bans are decided by individual moderators and administrators. Warnings are preferable to bans however, for serious offenses and repeat abusers bans will go into effect. The length of the bans can vary from several hours to permanent.

All messages posted or sent including through PM are the property of BKforum.com.

All BKF users agree not to advertiser on the forum (Niether by posting, private messaging or using your signature). If you are a company/attorney/legal adviser wishing to advertise on the site or sell a product, you must contact the head administrator and inquire about our advertising packages.

All bankruptcy related opinions expressed on BKForum.com are those of their authors and not necessarily of BKF, its staff or representatives.

You agree not to copy any material/post/content from BKF without written permission from our head administrator .

By posting on this forum you agree to these terms and conditions, including any punishment deemed appropriate by moderators or administrators in the event of an offense.

Administrators/Moderators can change these rules at any time without prior notice.
See more
See less

Sallie Mae update

Collapse
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Sallie Mae update

    So I was trying to get a settlement from Sallie Mae after BK but that wasn't possible as the loan was transferred after my chapter 7 discharge. In any case Allied Interstate called wanting their money. I said sure just send me a settlement letter. They said it was sent 30 days ago to my Texas address. Well I don't live there so I tell them this and they said well your new address is in the system but I had spoke with someone else on their end to update with the new address duh! They keep saying they sent the letter and they can only send one every 30 days, something about being against the law. It was a settlement for 6700 from 11k. They wanted my bank info so they can take the money out but of course I don't have that much cash and even if I did I wanted a letter first. I wanted to wire the money instead. Wasn't born yesterday. They of course don't want to send me an offer since they sent one already, blah blah.

    Long store short they won't send me an off letter again unless I agree to give them my bank info and a date when the funds will be available. In any case looks like I'm not gonna get anywhere any time soon as they are clueless. They must be trying to get the full loan balance.
    Filed: 6-7-2010 341: 7-15-2010 DISCHARGED: 9/17/2010

  • #2
    Oh yeah, they are gonna rob you blind if they get that bank information. I would go put $1 in a new checking account and give them that. That ought to piss them off!
    New Orleans: Home to the World Champion Saints, the biggest enviromental disaster and the biggest natural disaster in the history of this nation. Proud to call it home!

    Comment


    • #3
      Originally posted by LSUTiger32 View Post
      Oh yeah, they are gonna rob you blind if they get that bank information. I would go put $1 in a new checking account and give them that. That ought to piss them off!
      Greetings LSU, good to see you again. I second what 'LSUtiger' says. Can you trust a bank that Barney Frank caused the systems failure and believe they would not take your 6700, then bill you for the difference. You don't have to pay them anything. Aren't you discharged? It is their loss and next contact, tell them. You know, I've always believed "half of something is always better than all of nothing". Give them all of nothing for their greed. 'Hub
      If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

      Comment


      • #4
        They must be pure idiots. They really think you are just going to give away your bank account information that easy? I mean, come on! Document everything you tell them. What fools.
        I may be smarter than an attorney, but I'm not one. No legal advice here, people.
        Filed Ch. 7 pro se on 10/22/10 341 on 11/19/10 Report of No Distribution Filed on 11/19/10 Discharged 1/19/11 Closed 2/2/11

        Comment


        • #5
          Originally posted by dumpinmydebt View Post
          They must be pure idiots. They really think you are just going to give away your bank account information that easy? I mean, come on! Document everything you tell them. What fools.
          Yes and I live in Nigeria, and have $10,000,000.00 I need to get out of the Country. Would you send me $6,700.00 to mail you half? LOL.

          I believe our host is a LOT smarter than that and the BANK. 'Hub
          If I knew it all, would I be here?? Hang in there = Retained attorney 8-06, Filed 12-28-07, Discharge 8-13-08, Finally CLOSED 11-3-09, 3-31-10 AP Dismissed, Informed by incompetent lawyer of CLOSED status, October 14, 2010.

          Comment


          • #6
            Originally posted by AngelinaCatHub View Post
            Yes and I live in Nigeria, and have $10,000,000.00 I need to get out of the Country. Would you send me $6,700.00 to mail you half? LOL.

            I believe our host is a LOT smarter than that and the BANK. 'Hub
            LMAO! I love those emails from the Nigerian people. Cracks me up.
            I may be smarter than an attorney, but I'm not one. No legal advice here, people.
            Filed Ch. 7 pro se on 10/22/10 341 on 11/19/10 Report of No Distribution Filed on 11/19/10 Discharged 1/19/11 Closed 2/2/11

            Comment


            • #7
              Well I got them to send me a settlement letter. It does say it will satisfy the debt in question (salliemae) although the due date is today, morons. For some reason they reduced it even less to 6800. If anyone is a lawyer maybe look it over for me? I might have to find one locally. Would they be contract lawyers or??
              Filed: 6-7-2010 341: 7-15-2010 DISCHARGED: 9/17/2010

              Comment

              Unconfigured Ad Widget

              Collapse
              Working...
              X