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New Forced Daily 130 Mile Commute

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  • New Forced Daily 130 Mile Commute

    My husband has been "reassigned" (due to an inability to obtain work in Aurora Co.) to a surge support temp job of indeterminate length in Colorado Springs beginning January 2 .He no longer has a government clearance and due to past foolish behavior on his part,he is unlikely to ever obtain one again. This appears to be the only job he is qualified to do without a clearance. He was always able to find local work before -this is the first time he has ever had to drive to Co Springs just to remain employed! He turned 48 this past Sunday and thus has many years ahead of him before he reaches retirement age. This commute is 130 miles daily for a total 650 miles per week. (That's 45000 miles in one year!) They could just keep reassigning him to similar tasks for years to come . (He lost his clearance about 5 years ago and has managed to " float" from one short term program to another since then.) He currently has 3 and one half months severance, and the company has been encouraging him to seek outside employment.( He was reticent to try before because of my extensive medical issues this year which mercifully are drawing to a close.) The biopsy showed no fracture or malignancy in the left midfoot where the tumor was discovered on 2 different MRIs.) If he works down there even a few months, the wear and tear on the 2013 vehicle will become an issue. He will try to get a millage allowance to help offset the increased cost of this long daily drive, but even if this is permitted, I do not see how he will be able to continue for 4+ years.
    My question - Should he take a slightly or sharply lower paying job closer to home , wait to be laid off once these co Springs short term support positions are exhausted (this has been already hinted at in the 4 and a half months he has been on "overhead"(with out a charge number), try to stay with this company (which he has always hated) tor at least 4+ years) or continue to fight for a higher paying position? He has been applying fast and furious for level 2 & 3 (his current rank) but I fear once he settles in his 3 hour commute ,he may become complacent again, and stop looking (as he did in the past). The lawyer is totally useless and only warned us during the foot crisis, that the trustee would likely raise our payment because of our low payback percentage amount. Our mortgage is $2200 a month, so I'm not sure how much of a salary loss we can accept and not have to move (yet again!) since our trustee is 100% inflexible and would fight any reduction in the monthly payment,even in the face of a massive pay cut!
    I hope someone who has successfully navigated a chapter 13 with a high paying job ($93000) in the software/electrical engineering field can offer words of wisdom or advise on what to do next. (He is already vested but he can not touch that money until he turns 60.) In January we will be one year in to the 5 year plan.(12 payments into the Bk.)
    Thank you.

  • #2
    I am in the software engineering/architecture area and am well into six-figures. I also now do contract work, but my contract just renewed for another 12 months (and I have been here 7+ years). I had a scare where I may have needed to work short 5-6 months assignments and that scares me to death. I also have a clearance. I have no medical issues and no spouse so at least I have some mobility.

    My theory is to go where the money is, if you can get the higher paying jobs, or stay local. I was prepared to stay local when my position was threatened over a year ago. I would have taken a 40% or more reduction in pay for a local W-2 position, and some contract position were offering me about 66% of what I was making hourly. It's scary indeed.

    You simply need to plan around how you want to live. If you want to service that high mortgage payment, you simply have to seek out the higher paying contracts and travel (I travel for work).

    I wish I had words of encouragement, but contracting in the software/engineering field is brutal these days. Many outside/offshore resource will come in for $40/hour or less and some employers are simply not wanting to pay a premium.
    Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
    Status: (Auto) Discharged and Closed! 5/10
    Visit My BKForum Blog: justbroke's Blog


    I am not an attorney. Any advice provided is not legal advice.

    Comment


    • #3
      Thank you justbroke for replying yet again!
      My husband is a W-2 employee of a defense contractor with multiple offices in Co. He has worked for this company for the past 13 years since his 2002 Dallas lay off. I think he would like to work in the commercial sector and get out of defense where he has been stuck since that lay off. I think he is willing to travel some for work and I would love to live in Europe where I speak some of the major languages (German and French). The problem would be the trustee and the fact my husband does not speak any other languages. My mother is dead and our current cats are young and healthy. We should be able to rent the house and store many of our belongings- again I'm not sure how the trustee would react if such an arrangement occurred.
      It sounds like you are highly successful and your bk never negatively impacted your life .You are a great example of overcoming financial adversity!

      Comment


      • #4
        The Chapter 13 Trustee only cares that you make payments on time and stay out of trouble. It really is that easy in Chapter 13. I had an offer to work in South Africa for a major bank, but I received the offer to work where I am currently working. While Chapter 13 wasn't easy, I was able to travel and still perform my job without many issues. I can tell you that there were months where it was not easy and I was food insecure (as they say these days). Defense and other government contracting (which I do) is typically a good thing if you can stay with the same company for years.

        What is the saying... luck favors the person who is prepared. Just stay focused and prepared and just see what comes your way. Just keep your eye on your ball and don't look at the balls which the Jones' own.

        Bon nuit
        Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
        Status: (Auto) Discharged and Closed! 5/10
        Visit My BKForum Blog: justbroke's Blog


        I am not an attorney. Any advice provided is not legal advice.

        Comment


        • Zombie13
          Zombie13 commented
          Editing a comment
          Just for the record... we're not looking at anyone's b*lls... just sayin...

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