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    Question??

    We have been in our chapter 13 for almost 2 years. Our payment is 310.00 a month for 36 mths and is deducted from DH's paycheck weekly of 77.50.

    Now my question is will our 13 end early because we are paying extra in the months there are 5 fridays? If you subtract what we have paid from our base plan it should end about 3 months early.(THIS WOULD BE GREAT ) Will they just add this extra to our base plan in the end?

    Anyone one with any experience with this?
    Charmedmom

    #2
    I can't speak for your bk court and trustee, but our 60-month 13 plan included an adjustment for 3-paycheck months. Ask your lawyer what's going to happen in your case - good luck!
    I am not a lawyer and this is not legal advice nor a statement of the law - only a lawyer can provide those.

    06/01/06 - Filed Ch 13
    06/28/06 - 341 Meeting
    07/18/06 - Confirmation Hearing - not confirmed, 3 objections
    10/05/06 - Hearing to resolve 2 trustee objections
    01/24/07 - Judge dismisses mortgage company objection
    09/27/07 - Confirmed at last!
    06/10/11 - Trustee confirms all payments made
    08/10/11 - DISCHARGED !

    10/02/11 - CASE CLOSED
    Countdown: 60 months paid, 0 months to go

    Comment


      #3
      Ditto... our plan took into account of the extra pay weeks too.

      Comment


        #4
        Mine also took into consideration the extra pay periods for the payback and in figuring my monthly budget.

        Good luck!

        Comment


          #5
          Mine too. Please don't get your hopes up too high on this.
          Chapter 13 filed -8/12/04
          Plan approved- 7/11/05
          Date discharged--10-12-2007
          Date closed- 12/6/2007:yes2::yes2:

          Comment


            #6
            Okay I will check with my lawyer. Thanks alot
            Charmedmom

            Comment


              #7
              my payments never changed. just extra was paid in.
              The trustees goal is to pay all debt off by end of period.
              They will change the amount they pay to claimants based on what is on hand

              If you think you are close, contact your attorney about getting out early.

              I am in the process of officially 11 months early out, but still waiting then official discharge
              60 Month "Old Law"
              Filed 10/4/2004
              Confirmed 1/2005
              Discharged 9/8/2009

              Comment

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