Forum Rules (Everyone Must Read!!!) (updated: 04/28/2015)

Welcome to the Bankruptcy Forum. Bankruptcy (BK) Forum is known as and will be referred to as BKF hereinafter. In order to ensure a long term success of our vibrant community, we have established certain rules and guidelines to which everyone must adhere to. Please take your time to carefully read our rules, before you start to participate in the community.

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Discharge 2017 club .

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  • Congrats Andrew!!!!!! Hip hip hooray!!!!
    Discharge date: October 2017 (will it ever get here?)


    • Originally posted by dmc-2008 View Post
      Congrats Andrew!!!!!! Hip hip hooray!!!!
      Thank you. It feels like a weight has been lifted. I cannot wait until this is long behind me. I'm already planning to celebrate my discharge anniversary a year from now.


      • ONE PAYMENT LEFT!!!! Then we will be entered into the 2017 Discharge club hall of fame. Man I cant wait. New cars/house here we come. No more driving beaters and renting. Im hoping we get a nice credit score bump once the discharge shows up on our three CRs.


        • dmc-2008
          dmc-2008 commented
          Editing a comment
          Congrats Brios! Its a long haul but you are there! I wish you all the best with your clean slate! Do u plan on buying a house right away or waiting the 2 years? πŸŒΊπŸ‘

      • Hello everyone wow this is such a long thread, I too have one month to go and I am free. Unfortunately I live in Michigan thus that is the 64th month from filing. I can't complain because so far my Attorney and Trustee were more than fair with my plan even modifying it when my medical expenses increased allowing me to even save quite a bit of money. Looking through the names I am most happy for Alorth (anyone who was around knew how desperate he was sounding) and to DMC you are almost doing what you thought was the impossible. New filers should read DMC and Aloth's history if you feel you can't make it. My credit union told me my fico credit score was 690, incredible for a still open case.PS this has been the longest three months in my life but the next three months will be even longer lol


        • dmc-2008
          dmc-2008 commented
          Editing a comment
          Hi Magic! As you can see by my log in name I contemplated bk in 2008. Its been a long haul. Should have filed then. Congrats to you on almost being there!!!!! β€οΈπŸ‘πŸŒΈ

      • magic13 - believe it or not, it'll go faster than you think! Congratulations as you slide into homeplate!
        Filed Chapter 13 - 07/20/12
        Discharged 8/2/16


        • I posted in the c13 forum, but after 5 years of b***sh*t and stress it's over. I just received my discharge order today on pacer. It's done!!! HELL YES!


          • Congrats!!!! We have been here a long timen!!! Oct is my last payment!!' Cant wait!!! So happy for you!🌸🌸🌸
            Discharge date: October 2017 (will it ever get here?)


            • Just saw trustee filed Report of Plan Completion. Unbeknownst to me I made my last payment this month!! It's been a long, long, long road.


              • I MADE MY LAST PAYMENT YESTERDAY!!! I called my atty and we have some important things to button up but I cannot believe I am this close!

                This was the longest, most stressful 5 years if my life!

                I will be adding some helpful info soon as soon as I am actually discharged.

                This community was the best thing that happened to me since I filed. At first I ready every crumb of info, it was like a transfuion for me!

                Discharge date: October 2017 (will it ever get here?)


                • What is this madness you speak of? No one completes a Chapter 13! (of course, I'm just joking)

                  Here's an early congratulations on your much awaited discharge. You must be really excited.
                  Chapter 7 (No Asset/Non-Consumer) Filed (Pro Se) 7/08 (converted from Chapter 13 - 2/10)
                  Status: (Auto) Discharged and Closed! 5/10
                  Visit My BKForum Blog: justbroke's Blog

                  I am not an attorney. Any advice provided is not legal advice.


                  • dmc-2008
                    dmc-2008 commented
                    Editing a comment
                    Beyond!!! Thank you JB! You are a heavy hitter here and this site would not be the same without your contribution!🌸🌸🌸🌸🌸

                • Congratulations dmc-2008! Feels good, doesn't it?
                  LadyInTheRed is in the black!
                  Filed Chap 13 April 2010. Discharged May 2015.
                  $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!


                  • dmc-2008
                    dmc-2008 commented
                    Editing a comment
                    I am still kind of in shock! Thank you so much Lady! You are an MVP here! I have actually been here since 2008! I just waited too long to file! Thank you for everything!!! πŸŽƒπŸŽƒπŸŽƒπŸŽƒ

                • Huge congrats dmc-2008. Not only do you get to be excited over the last payment but all those steps the trustee takes to close the case. I watched closely and celebrated every action I could see. Mine took from November to May to close. Also, next month would be the 7 year mark for filing which means it comes off credit, and I was looking forward to it. Strange though it rolled off last month so our credit jumped about 60 points.

                  So good luck moving forward, but be carefull. Its just to darn easy to get in trouble again.
                  11/23/'10-filed ch 13. 1/6/'11-341, confirmed. Below median. Plan completed 11/30/2015. DISSCHARGED 4/4/2016.JP


                  • Congratulations dmc-2008!!! Here's to a great 2018!
                    Filed ch 13 03/2012. Final payment made 03/2015. Discharged 8/04/15!!!


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