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Pay and stay: What's the best method of payment?

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    Pay and stay: What's the best method of payment?

    Not sure if this is the right place to post this

    We filed in July, had our 341 last week. We will be reaffirming our car, but not the mortgage. What is the best method of paying the mortgage so there is NO dispute of the payments? We currently use online bill pay through our credit union and have never had a problem. Is that the best way?

    Thank you!!!

    #2
    We did not reaffirm our mortgage also. We have it come out of our account every month automatically was like that before BK still the same after we have no issues

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      #3
      Is your house and car with your CU? CU's are notorious for closing access to online everything. Best to ask them directly how they deal with BK.

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        #4
        Originally posted by Pandora View Post
        Is your house and car with your CU? CU's are notorious for closing access to online everything. Best to ask them directly how they deal with BK.
        No, we don't have any loans/cc/mortgages with our credit union. I'm really glad we don't after reading some of the stories.

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          #5
          Just continue paying it with your online bill pay. That makes it easy to prove payment dates.
          LadyInTheRed is in the black!
          Filed Chap 13 April 2010. Discharged May 2015.
          $143,000 in debt discharged for $36,500, including attorneys fees. Money well spent!

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            #6
            Originally posted by LadyInTheRed View Post
            Just continue paying it with your online bill pay. That makes it easy to prove payment dates.
            Thank you! Just wanted to be sure it was a safe way.

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