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State income exemptions - does it matter where the bank is located?

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    State income exemptions - does it matter where the bank is located?

    I have some exempt funds (long-term disability) with USAA, which is located in Texas.

    I live in Virginia.

    These funds are exempt under Virginia law, but not under Federal law.

    Does Virginia law apply to these funds? Or, do I need to move these to a Virginia bank?

    Thanks for any replies.

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