I have never reached out to anybody about my financial situation but I'm seriously in way too far over my head. I hope people take the time to read all of this.
I'm 21 years old and I am about $45000 in debt. I have no job right now so I am unable to make any payments on anything. I bought a brand new car about 2 months ago thinking I can afford it ($27,000 car) and I've already had to defer my payment once already. I owe money for a recent surgery i had($800), to Verizon Wireless for not paying my phone bill ($768), I haven't made a payment on my buckle credit card since I got it 6 months ago ($684), my bank account is in the hole almost $1000 and I have lift kit for my truck I still haven't paid off ($722) and exhaust for my car ($633). I don't know what to do anymore. I get calls daily and all these bills have been sent to collection agency's and I have no way to pay them. I just need help. I can give more information if someone needs more info. Should I file??
I'm 21 years old and I am about $45000 in debt. I have no job right now so I am unable to make any payments on anything. I bought a brand new car about 2 months ago thinking I can afford it ($27,000 car) and I've already had to defer my payment once already. I owe money for a recent surgery i had($800), to Verizon Wireless for not paying my phone bill ($768), I haven't made a payment on my buckle credit card since I got it 6 months ago ($684), my bank account is in the hole almost $1000 and I have lift kit for my truck I still haven't paid off ($722) and exhaust for my car ($633). I don't know what to do anymore. I get calls daily and all these bills have been sent to collection agency's and I have no way to pay them. I just need help. I can give more information if someone needs more info. Should I file??
Comment