More banks may offer payday loans

[IamOld]

Do they sell any other shoes besides flip flops in FL? If so I havent' found any or I'm not looking hard enough....lol

Freddy, at least you have an excuse - weather year around suits the flipflop!!!!

[AngelinaCatHub]

To lighten this Thread a few money quotes

I'm living so far beyond my income that we may almost be said to be living apart.
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If you can count your money, you don't have a billion dollars.
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If you think nobody cares if you're alive, try missing a couple of car payments.
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If you lend someone $20, and never see that person again; it was probably worth it.
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If you want to say it with flowers, a single rose says: "I'm cheap!"
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Every day I get up and look through the Forbes list of the richest people in America. If I'm not there, I go to work.
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Don't marry for money. You can borrow it cheaper.
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It isn't necessary to be rich and famous to be happy. It's only necessary to be rich.
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Money can't buy happiness; it can, however, rent it.
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You never realize how short a month is until you pay alimony.
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Nothing more clearly show how little God esteems his gift to men of wealth, money, position and other wordly goods, than the way he distributes these, and the sort of men who are most amply provided with them.
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A bank is a place where they lend you an umbrella in fair weather and ask for it back when it rains.
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It is pretty hard to tell what does bring happiness; poverty and wealth have both failed.
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I don't like money, actually, but it quiets my nerves.
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Money can't buy friends, but you can get a better class of enemy.
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Someday I want to be rich. Some people get so rich they lose all respect for humanity. That's how rich I want to be.
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Honesty is the best policy -- when there is money in it.
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It is in the character of very few men to honor without envy a friend who has prospered.
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Acquaintance, n.: A person whom we know well enough to borrow from, but not well enough to lend to.
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Content makes poor men rich; discontentment makes rich men poor.
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If you would know the value of money try to borrow some.
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I'm tired of hearing about money, money, money, money, money. I just want to play the game, drink Pepsi, wear Reebok.
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The greatest luxury of riches is that they enable you to escape so much good advice.
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...and now we're down to our last $37,000.
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If hard work were such a wonderful thing, surely the rich would have kept it all to themselves.
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All I ask is the chance to prove that money can't make me happy.
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Money can't buy you happiness but it does bring you a more pleasant form of misery.
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If you have to ask, you can't afford it!
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Everyone should have enough money to get plastic surgery.
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I don't wake up for less than $10,000 a day.
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I love to go to Washington, if only to be nearer my money.
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Don't stay in bed, unless you can make money in bed.
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It is better to spend money like there's no tomorrow than to spend tonight like there's no money.
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Wealth is any income that is at least one hundred dollars a year more than the income of one's wife's sister's husband.
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It's amazing how fast later comes when you buy now!
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The safest way to double your money is to fold it over once and put it in your pocket.
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When a fellow says, "It ain't the money but the principle of the thing," it's the money.
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It isn't enough for you to love money— it's also necessary that money should love you.
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To be clever enough to get all the money, one must be stupid enough to want it.
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When a man's stomach is full it makes no difference whether he is rich or poor.
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A man who has a million dollars is as well off as if he were rich.
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I make a lot of money, but I don't want to talk about that. I work very hard and I'm worth every cent.
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No one would remember the Good Samaritan if he'd only had good intentions - he had money, too.
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Someone stole all my credit cards, but I won't be reporting it. The thief spends less than my wife did.
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The only time to buy these is on a day with no 'y' in it. (on junk bonds)
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When people ask me if I have any spare change, I tell them I have it at home in my spare wallet.
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I'm as poor as a church mouse, that's just had an enormous tax bill on the very day his wife ran off with another mouse, taking all the cheese.
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Never invest in anything that eats or needs repairing.
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There's no reason to be the richest man in the cemetery. You can't do any business from there.
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You can be young without money but you can't be old without it.
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Ever notice how it's a penny for your thoughts, yet you put in your two-cents? Someone is making a penny on the deal!
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A man explained inflation to his wife thus: 'When we married, you measured 36-24-36. Now you're 42-42-42. There's more of you, but you are not worth as much.'
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If it isn't the sheriff, it's the finance company: I've got more attachments on me than a vacuum cleaner.
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Pound notes are the best religion in the world.
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I spent a lot of money on booze, birds and fast cars. The rest I just squandered.
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http://www.basicjokes.com/dquotes.php?cid=75

[Pandora]

OK, this is the email that I, as well as many others received. It is not possible to save some people, ...

So very true - sounds like an addict of sorts and we all know that to change, an addict must hit rock bottom, having no one to turn to that will bail them out as has been done so many times before. Sounds like your friend needs to hit rock bottom in order to come to the reality of her situation.

Sorry you and the Mrs. had to endure such a thing - been there, done that.

[AngelinaCatHub]

So very true - sounds like an addict of sorts and we all know that to change, an addict must hit rock bottom, having no one to turn to that will bail them out as has been done so many times before. Sounds like your friend needs to hit rock bottom in order to come to the reality of her situation.

Sorry you and the Mrs. had to endure such a thing - been there, done that.

Yes Pandora, this person has lived high much of her life and with a couple divorces that has changed. She is a bit older than I, a diabetic, and a hoarder. For what she has in boxes she could sell at flea market prices and pay her taxes. You did catch that this is the second three year default in land taxes. If the mortgage holder does not escalate the mortgage, the place will be sold for taxes. All she treasures in boxes she cannot find her things. She has a path in her house to navigate between filled walls. Three out buildings and the garage full of boxes. She cannot live long enough to do what she says she will do "some day". Some stranger from an auction after her death will just sell it all anyway or toss what is crap out. She cannot part with "stuff". I offered her fair market on a S & W 38 of her Dad's. Can't sell that, it was her Dad's. No bullets in it but can't sell it. That would at least pay for one year of unpaid tax. She is going to fall, but I cannot take her my way. I've done that too much. What I have learned is this: "To thine own self be True". We are suffering the bankruptcy recovery routine like everyone else. It costs about 50 to 100 to go to a nice restaurant these days. We have done without for years and a treat is a once in while pizza, or Walmart has a great two person sandwich for $6. It is called "self control". It works every time it's tried.

[tobee43]

Thanks Tobee. There was a time when I could have paid her land taxes but I could never pay her mortgage. Let's say I was capable to do so. Once she was relieved of those responsibilities, what do you think she would use the extra cash for? A savings? Stockpiling staples and essentials? It would not H E L P her. It would harm her more. She sold a piece of land at the time her Mother passed away, and inherited another mobile home and lot with garage. Whatever cash for the sale went, I do not know. Then she went out to get a max mortgage on the free and clear mobile home on lot to pay back taxes that her Mother had??? She borrows SEVENTEEN THOUSAND dollars to pay a $1,800 (I think that's less that 2k) leaving FIFTEEN THOUSAND dollars to pay off all her bills. CCs maxed out no doubt, and now cannot get a CC (I wonder why?) but if she could, she would use it to pay the land taxes? What would she now use to pay that CC?

Don't worry IAO, you certainly were not a terminal case of credit. Some people are, and this one is. Now she has tossed those friends to the wind in spamming her email beg to every friend, family she has. If I had the extra money I would pay for Nolo's C13 book, but now I don't even wish to call her or advise her about bankruptcy. I told her about this forum and if and when she reads this thread, she will know how I feel. If I told it to her face all I would do is harm to a person who is self destroying without more help from me to make her feel worse. 'Hub

hub, you're such a sweet guy. personally, and i think i can say this to you in public....YOU CAN NOT HELP everyone.

people on this forum don't even know the half of what kind of person you are. (like the kind the offers to get a computer to a sick friend in need... that person i know will never forget such kindness ;)) and, i know the underlying part of this, is most likely you feel badly you can't help her. although, i understand very clearly your point, that even IF you did, she would never learn the lessons she now needs so badly to understand and apply to her daily living. actually, by helping her you, or anyone she's requesting to help her, it would enable her to continue on with the same behaviors that got her where she is now.

[tobee43]

Do they sell any other shoes besides flip flops in FL? If so I havent' found any or I'm not looking hard enough....lol

no, i don't think that do...do they?? LOL!!! i have them in every color of the rainbow!! ROFL...some polka dots, flowers, flip flops for every occasion

[Freddy03]

no, i don't think that do...do they?? LOL!!! i have them in every color of the rainbow!! ROFL...some polka dots, flowers, flip flops for every occasion

Me too! Ross is my favorite place to get them..lol

[drowning123]

Exactly tobee, exactly!!!

ANd I will make an open confession here - I am very passionate about the payday loan topic, because - and please you all I hope you won't think less of me...I truly "effed" myself up with them, trying to make ends meet...so that is partly why I'm here. :-)

I was monumentally stupid (and desperate) - and like I've said before, I consider myself a recovering credit addict - it is not for me - job loss or no, never ever ever again!

I was in the same boat, too, carrying 9 of them at once. Yes, STOOOOOPID was written across my forehead. I was in deep you-know-what. I learned my lesson there. Never ever again. I'm so stress-free now.

Yes, I agree with IamOld that those "experts" don't have a clue about real life.

[tobee43]

Me too! Ross is my favorite place to get them..lol

ross is REALLY good!!! but walmart has more colors!! and you KNOW we MUST match LOL!!!!

[tobee43]

I was in the same boat, too, carrying 9 of them at once. Yes, STOOOOOPID was written across my forehead. I was in deep you-know-what. I learned my lesson there. Never ever again. I'm so stress-free now.

Yes, I agree with IamOld that those "experts" don't have a clue about real life.

they sure don't. just listen to cnn for about an hour...they are so out of touch with reality and what's REALLY going on!! it's disgraceful

[IamOld]

they sure don't. just listen to cnn for about an hour...they are so out of touch with reality and what's REALLY going on!! it's disgraceful

Right - their wealth puts them WAY out of touch with "ordinary" people!

[tobee43]

Right - their wealth puts them WAY out of touch with "ordinary" people!

additionally, they have absolutely NO life experience as well. they have lived such sheltered lives and then they report what is written by the writers of the tv stations.

[AngelinaCatHub]

hub, you're such a sweet guy. personally, and i think i can say this to you in public....YOU CAN NOT HELP everyone.

people on this forum don't even know the half of what kind of person you are. (like the kind the offers to get a computer to a sick friend in need... that person i know will never forget such kindness ;)) and, i know the underlying part of this, is most likely you feel badly you can't help her. although, i understand very clearly your point, that even IF you did, she would never learn the lessons she now needs so badly to understand and apply to her daily living. actually, by helping her you, or anyone she's requesting to help her, it would enable her to continue on with the same behaviors that got her where she is now.

Tobee you are so kind to say those words. I have to admit, I have a "Savior complex". When we had some money say about 2000 and before we supported three lawyers, we helped people get a start from Prison. Mrs. once worked as a supervisor Librarian in an institution. We got several out who were homeless. A couple went right onto crack. We broke that habit, got her clean, put one of them back in due to violations. We had Department of Corrections implied powers and under our sponsorship we were 70% successful. Two of who I call my step-daughters are still living on our property in a cabin I built them. Now they help us with rent and yard work and are clean and dry. They work as they wish on telemarketing and make very good money and they gamble and win. Yes, they were a couple and still are. They legally married in Hawaii.

When we had cash we used to do up more turkey than needed and dropped baskets to some on the street (home less). BK taught us one thing, what goes from you comes back to you. Both the good and the bad. Call it Karma. I call it God.

Now with no money, being here on this Forum we have had a great satisfaction of not only learning and becoming less ignorant than when we bked. Helping here does not cost me a red penny. A bit of time, research and a very good feeling when we can play a hamster dance for a project person whom we met first post. What a reward and much more lasting than giving a "thing" or "stuff" to a person who then expects this kind of bail out and learns no lesson.

We learned from BK that in the blink of an eye, by accident, legal cause, death in family, sickness, that your World can change. I thank my Lord for every good day. There is no bad days in my life. Happiness is a choice. You make it so daily by choice. My glass is half full, not half empty as I appreciate now more than ever what I have. My age still blesses me with good health. We have our home paid, we are saving money for emergencies (not hand outs), we enjoy cooking as we cannot afford to eat out. We know 100 ways to make hamburger dishes. But, most of all, Mrs. and I have each other and appreciation for that. 'Hub

[tobee43]

Tobee you are so kind to say those words. I have to admit, I have a "Savior complex". When we had some money say about 2000 and before we supported three lawyers, we helped people get a start from Prison. Mrs. once worked as a supervisor Librarian in an institution. We got several out who were homeless. A couple went right onto crack. We broke that habit, got her clean, put one of them back in due to violations. We had Department of Corrections implied powers and under our sponsorship we were 70% successful. Two of who I call my step-daughters are still living on our property in a cabin I built them. Now they help us with rent and yard work and are clean and dry. They work as they wish on telemarketing and make very good money and they gamble and win. Yes, they were a couple and still are. They legally married in Hawaii.

When we had cash we used to do up more turkey than needed and dropped baskets to some on the street (home less). BK taught us one thing, what goes from you comes back to you. Both the good and the bad. Call it Karma. I call it God.

Now with no money, being here on this Forum we have had a great satisfaction of not only learning and becoming less ignorant than when we bked. Helping here does not cost me a red penny. A bit of time, research and a very good feeling when we can play a hamster dance for a project person whom we met first post. What a reward and much more lasting than giving a "thing" or "stuff" to a person who then expects this kind of bail out and learns no lesson.

We learned from BK that in the blink of an eye, by accident, legal cause, death in family, sickness, that your World can change. I thank my Lord for every good day. There is no bad days in my life. Happiness is a choice. You make it so daily by choice. My glass is half full, not half empty as I appreciate now more than ever what I have. My age still blesses me with good health. We have our home paid, we are saving money for emergencies (not hand outs), we enjoy cooking as we cannot afford to eat out. We know 100 ways to make hamburger dishes. But, most of all, Mrs. and I have each other and appreciation for that. 'Hub

this is just the best post ever hub!!! it is quite humbling and i hope many hear what you're saying.

helping people is just a great way to give back and i know but she and you are the kind that cant' stop giving

and it is a blessed gift to have a great and wonderful mate as well.

[banca rotta]

Well you all know how much I despise these skankster, banksters and their schemes, but anyone that uses these products must stay away from this junk at all costs!

This country has a huge national debt for a reason. We give welfare to pretty much anyone that needs it including the uber wealthy.

Anyone desperate enough to need these loans should just apply for govt assistance as opposed to getting caught in the payday loan trap feeding more banksters.