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Goob1220
Registered User
Last Activity: 01-09-2018, 08:21 AM
Joined: 08-02-2017
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  • Goob1220
    replied to Life after Chapter 7
    Thanks for you input justbroke. It’s always nice to hear different opinions on different matters and I completely agree with what you are saying. You never know what life will throw at you. My attorney told us to take some time to think about it when we told him we wanted to reaffirm. He explained...
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  • Goob1220
    replied to Life after Chapter 7
    I do know that I signed 2 “Reaffirmation Agreements” for my Leased vehicles. Whatever they want to call the agreement after that is up to the finance company. I did not sign an “Assumption” of the lease. When speaking to my dealer, I was also told that Finance companies want to see “Reaffirmed”...
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  • Goob1220
    replied to Life after Chapter 7
    It took about 3 months for our Mortgage to start reporting. After speaking to Chase, they told me they had to investigate to make sure everything was complete. This didn’t really make any sense to me since my attorney sent them my discharge order. My 2 auto leases through GM we’re almost immediate....
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  • Now you need to get through the next 14 days without a letter from the US trustee and you should be on your way!
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  • Goob1220
    started a topic Life after Chapter 7

    Life after Chapter 7

    My wife and I filed Chapter 7 in May 2017. We were a No Assets case and we decided to reaffirm our Mortgage (through Chase) and our 2 Leased vehicles (through GM Financial). In August 2017, we finally received our discharge! Our vehicle payments started reporting to the 3 credit bureaus almost immediately...
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