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JafJaf
Registered User
Last Activity: Yesterday, 09:31 AM
Joined: 01-17-2018
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  • I can't even begin to tell you how many clients I work with receive a CP504 Intent to Levy notice in which the IRS is just simply wrong. Sometimes the notice will be "nice" and provide you a breakdown of the original balance they claim is owed, the payments they show as received, and the penalty...
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  • JafJaf
    replied to The Finding a New Apartment Game
    So you would think that a co-signer with excellent credit would enable me to rent from a managed complex?
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  • JafJaf
    replied to 341 Meeting today
    I had a similar uneasy feeling after my 341 meeting. If I'm reading your post correctly, the trustee is saying your disposable income is ~300 less than what your filing listed. That seems like good news. The trustee also asked for more information to be provided about certain expenses as well, so...
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  • JafJaf
    replied to What do you do for a living?
    I'm a CPA
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  • JafJaf
    started a topic The Finding a New Apartment Game

    The Finding a New Apartment Game

    Well, at least I knew this song and dance was going to happen. After speaking with my attorney about a plan modification to account for my increased rent, the one landlord who was going to rent to me despite my open BK "vanished" before signing the lease. I found many, many, reasonably priced...
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  • Not an absolute, however I believe the overwhelming consensus is that the Trustee and Court will want it to be deducted from your pay. In my case, I explained to my attorney that due to my job (accountant), with access to significant personal and financial information, I was worried that my employer...
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  • JafJaf
    replied to Just starting the process - advice?
    I recently entered Ch 13 - and the biggest advice I could give you is to meet with multiple attorneys. They seem to promise the sky, but I've found the ones who don't push "how much they can get you down to $" tend to be vastly better. One thing I learned from starting my Ch 13 is there...
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  • JafJaf
    replied to Rent Increase during Ch. 13
    As a follow up - I met with my attorney and he feels confident that the Trustee will accept a modified plan. Now to just keep my fingers crossed! On another note, I forgot to ask my attorney if my new landlord will be notified of my bankruptcy (since the landlord is not running a credit check and...
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