I think that I'll just puke the next time I see another credit card company letter or advertisement with any picture of a person that is in mid-jump, feet up, arms out, and a big $hit eating grin on their face.

Thanks Chase for the latest one that I have got from you. I just want to know who all those idiots are that are jumping for joy?

It sure ain't me, and I guarantee you that it's not your collections department.

Why the jump? Why the big happy face?

I do appreciate all of the letters this morning notifying me that you are here to help me. You can help me with a BLP, that I can think of as a credit makeover, or you can help cut my interest rate, waive fees and penalties, and help me pay of the debt faster.

Thanks for the business card to help me remember your phone number. Thanks for that team of specialists to help me.

Thanks for those options that you're giving me since you say our country is facing some of the worst financial conditions in recent memory. Thanks for those special assistance programs. Thanks for making me aware of them.

Thanks Chase, for everything you do. Including those 40 calls a day from your robo-dialer that I'll never answer.

The check is in the mail