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Assumed car lease but no reaffirmation agreement. What happens at end of lease?

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    Assumed car lease but no reaffirmation agreement. What happens at end of lease?

    We recently filed CH7 and decided to assume our car lease because we need a car and had no means to get another. Our attorney informed the lender of our intention to assume the lease and asked whether this would require us signing a reaffirmation agreement. To everyone's surprise the lender said No and to just keep making lease payments. What is unclear to us--and to our attorney, believe it or not--is what happens at the end of the lease when we turn the car in?

    What about mileage overages or damage? Are we responsible for those items in light of the fact that we did not sign a reaffirmation agreement?

    Our attorney could not find a precedent for this scenario and neither could I turn up anything after a couple of hours of Googling.

    My assumption is that the original lease agreement will carry through to the end of our lease and that any damage prior or after discharge will be our responsibility. Ironically today the car door was significantly dented and scratched while at the mechanic and we have no way of proving they did it.

    #2
    I had a similar situation in Ch 13 and later converted to Ch7. I assumed the lease but the judge denied it so I continued to pay until lease end. I had about $1100 in mileage fees that i never received a final bill for, I assume that it was due to the fact the lease was not assumed and any liability was discharged when I converted to Ch7.
    Filed: 10/29/2011 Chapter 7
    341: Scheduled for December 19, 2011

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