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  • dcr0w
    started a topic Advice on filing for my brother

    Advice on filing for my brother

    Hey all,

    My younger brother made a foolish decision to get a truck when he was 18 and was approved by the local car company without a cosigner. Of course he ended up quitting his restaurant job a short while later and I can't remember if they repo'd the truck or if he turned it in voluntarily,...
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    Last edited by dcr0w; 08-26-2014, 11:07 PM. Reason: clarity

  • niteflytes
    started a topic Credit cards after BK advice

    Credit cards after BK advice

    I filed chapter 7 and was discharged in 2007. Five years later I'm back, filing a chapter 13. Here is my story...

    I got credit cards after my BK.

    I thought...
    I needed them (I didn't)
    I could handle the temptation to use them (well established habits...
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  • dem
    started a topic New Member- Advice

    New Member- Advice

    Hi,
    I was laid off my job about two years ago. I had significant credit card debt, $80,000 spread over about 7 cards, and I stopped paying on most cards about a year ago, the last one over 6 months ago. I have found no reasonable employment, and am living off the assistance of family. Thus, I...
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  • Ugh...failed business, worthless property, mounting debt

    Hey all,

    Glad to have found this forum...and still somewhat in denial that I even needed to look for it.

    I've got a few questions for the group here, but let me give you the lay of the land.


    * In 2008, I was self employed, earning an income...
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  • Messy BK w/CC$$ , Buss + Short sale..Help!

    Hello,
    Absolutely new to this BK story....hopefully not alone.
    Our situation is : 100K in CC @ 7% average (about 1.6K a month) this is half of our total available, Our rental property is going into a short sale the loan is 317K and home worth 250K, my bank account has about 4K, but I...
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  • My3Sons2126
    started a topic tax refund and what to do with it

    tax refund and what to do with it

    I am a mother of 3 with a big tax refund. A little over $5,000. My attny wants me to spend it before they will file and I have been making payments on my bankruptcy for months....(they will not file until it is paid in full) but I have plans for the money to pay taxes on our home and make repairs...
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  • junjun
    started a topic Cancelling Chapter 13, possibly future Chapter 7

    Cancelling Chapter 13, possibly future Chapter 7

    I need to know if this is the correct way on doing this..My wife and I have decided to stop our case, we were still in the payment phase, no petition was signed..We're going to try to pay our cc's..I've filed for Chapt 7 in the past and was discharged in June 2004, my wife has never filed..I would...
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    Last edited by junjun; 11-22-2008, 05:28 PM.

  • junjun
    started a topic Need some advice

    Need some advice

    My wife and I are in the process of filing Chpt 13, a couple more payments and our lawyer will start the paper work..BTW I was a Chpt 7, discharged in June 2004 so that's one of the reasons why it had to be a Chpt 13.The other reason is that we want to keep our home..Just an fyi my wife has never filed...
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    Last edited by junjun; 11-22-2008, 04:37 AM.
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