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bank of america x
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  • bates888
    started a topic Arizona - BofA foreclosure

    Arizona - BofA foreclosure

    Hello,
    We were discharged in September (chapter 7). I'm nearly 24 months behind on the mortgage. BofA just filed the notice of default. The auction date is scheduled for end of March. Any ideas on how to stretch it out a little longer? Should I try the produce the deed method at the beginning...
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  • Cash for Keys or Forclosure - both with bankruptcy. Which?

    My husband has been offered cash for keys on home we are not living in but is in his name only. The home is out of state and we have renters/caretakers who are only paying a 1/3 of the rent just to keep it in good shape. (covers taxes and insurance only) We had to move because of husbands plant...
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  • Foreclosure Issues Result in $10mil HUD Agreement with Bank of America

    August 16, 2011

    The Department of Housing and Urban Development has reached a settlement with Bank of America that releases the business from liability for failing to adequately supply alternatives to foreclosure on 57,000 delinquent government-insured mortgages.

    The agreement...
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    Last edited by AngelinaCat; 08-16-2011, 09:25 AM. Reason: To bring it in line with the specific formatting required for this board. OP, please note.

  • New Case Law: RE: Burch A Good Read for those in Chapter 7

    i thought some may like to read the following findings of this decision pertaining to bank of amercia's little slap on their big fat fingers:






    IN RE BURCH
    In re, Clay Daniel Burch, Chapter 7, Debtor.Clay Daniel Burch, Plaintiff,v.Bank of America,
    ...
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  • Bank of America just sent me FORGED copies of the Promissory Note!

    So as we are in the last stage before closing on a short sale (after one year)...
    we received papers hand-delivered to our home (at 845 at night).

    The papers are two sets of Notice of Acceleration papers. One for my husband and one for me. Included in them are FAKE promissory...
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  • Homeowner Forecloses on Bank of America (Yes, You Heard That Right)

    June 6, 2011

    In a modern-day evocation of David’s slingshot triumph over Goliath, a couple of foreclosed homeowners in Naples, Florida reportedly foreclosed on a Bank of America branch last week, their attorney actually having moving trucks pull up in front of a Naples branch to execute...
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  • Ch7 Discharged. House Included, No Foreclosure ... Property Taxes?

    Ch7 Discharged. House Included, No Foreclosure ... Property Taxes?
    (see also my post in Chapter 7 forum)

    Our Ch7 was discharged in December 2009. Our primary residence was included in the bankruptcy (Bank of America) and we chose to not reaffirm. As of this month, the mortgage...
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  • Ch7 Discharged. House Included, No Foreclosure ... Property Taxes?

    Our Ch7 was discharged in December 2009. Our primary residence was included in the bankruptcy (Bank of America) and we chose to not reaffirm. As of this month, the mortgage is now 24 months in arrears. Bank of America has not filed Notice of Default. So far, BofA is not interested in Deed In Lieu....
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  • trouble1
    started a topic Auton Reaffirmation question - Bank of America

    Auton Reaffirmation question - Bank of America

    We received a letter from our lawyer today that Bank of America has said that we are required to sign a reaffirmation agreement in order to keep our car. In the letter my lawyer says "the secured creditor may be able to repossess the vehicle if you do not reaffirm, but if you are current (which...
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  • nailbiting
    started a topic Short Sale, Foreclsure, BK: oh my!

    Short Sale, Foreclsure, BK: oh my!

    Hi all! Newbie from NV here. Tried looking for info, but maybe my situation is a little more 'intricate'?

    Deets:

    - Stopped paying 1st (US Bank) and 2nd (BofA) mortgages 12/09.
    - Have been unemployed since 1/09
    - House is in NV, currently $180k underwater,...
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  • researchmode
    started a topic Right of Set Off - BOA?

    Right of Set Off - BOA?

    "Don't bank where you have debt. If you only take one thing from our meeting, focus on that."

    Our lawyer told us that if we have debt with a bank they can transfer money from one account to another to cover debts. He's seen it happen and it's always bad.

    My question...
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    Last edited by Flamingo; 03-10-2010, 03:33 AM. Reason: Personal Link Removed

  • Chapt 7 after acquiring modification

    Hi,

    I'm new to BKFORUM and need advice. I just got a modification from BofA last month and will begin making my new payment. I also need to file Chapt. 7, but I'm afraid BofA will rescind the modification. Since I'm going to file for a BK, will the bank stop taking my mortgage payment...
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  • PNC checking account BOA credit card offset question

    I have a Mastercard formerly issued by PNC Bank but sold off to Bank Of America several years ago. Bedsides the fact that I have make electronic payments in the past from that checking account do I have to be concerned about BOA making an offset withdrawal due to the card originating with PNC?
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