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  • WillBucko
    started a topic Mortgage Escrow Refund Question

    Mortgage Escrow Refund Question

    Greetings,

    My wife and I are a little more than one year into our five-year Chapter 13 bankruptcy. Per our plan, our mortgage payment (including escrow for property tax and insurance) is paid by the trustee.

    Last Friday we received a letter from our mortgage-holder saying...
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  • junk4cows
    started a topic Escrow Overage

    Escrow Overage

    Hello,

    I was wondering if anyone knows what happens to escrow overages when you claim BK. I have a credit card with this same credit union which will be included. Can they keep the overage as a set off for the credit card?

    I previously received a Tax and Insurance Disclosure...
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  • PoorGrammyinBK7
    started a topic Real Estate Taxes in Escrow

    Real Estate Taxes in Escrow

    Just noticed on PACER that the county tax collector has filed a claim on our Ch7. I am sure this is probably just a normal procedure, but just wondered, since our taxes are included in our mortgage payment and held in escrow with our credit union, where we have our first mtg - what happens with that...
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