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  • Creditor has filed Motion for Relief From Stay for my car loan -- what next?

    I couldn't find my exact situation on the forum anywhere. I stopped making car payments a few months ago. After several collections calls, she gave me the ultimatum. Either I make a payment arrangement or they're going to have to come get the car. I told her I couldn't. "Do you want us to...
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  • justbroke
    started a topic Chapter 7: Lien Strip Alive in Florida!

    Chapter 7: Lien Strip Alive in Florida!

    In another thread, I was anxiously awaiting a lien strip in a Chapter 7 case, happening in the Middle District of Florida (Tampa Division). Well, the first of two cases has come back and the lien strip was GRANTED.

    The more interesting one will be the second one which is on the 17th of...
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    Last edited by justbroke; 01-18-2013, 03:47 PM. Reason: updated on 1-18-2013 with status of 2nd case

  • Converting a Chapter 13 to a Chapter 7

    We declared chapter 13 in late 2007. Our debt, other than 2 cars is unsecured. We lost the house prior to filing chapter 13. We were not allowed to go with chapter 7 due to income.

    I moved from Detroit, MI to NW Chicago 10/2008 to take a better paying job. As it turned out the new company...
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