I am thinking of filing BK - Chapter 7 if I qualify or Ch 13. I will be filing on my own and leaving my WIFE out of the filing since the majority of the debt is in my name only,
I live in NC and would like to keep my home and two cars if possible
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Here is the situation:
1st Car- Monthly pymt $690 current never been late still have 3 more years of pymt. Equity is about $1,000- In both of our names.
2nd car- In both me and spouses name it if fully paid off and worth about 4k.
We need to cars to get to and from work. 'That's why we are trying to keep both.
Our home only has a few thousand in available equity since we already have a home equity loan. Maybe 5k tops.
Will they try to take our cars/home?
Any help or advice would be appreciated.
I live in NC and would like to keep my home and two cars if possible
.
Here is the situation:
1st Car- Monthly pymt $690 current never been late still have 3 more years of pymt. Equity is about $1,000- In both of our names.
2nd car- In both me and spouses name it if fully paid off and worth about 4k.
We need to cars to get to and from work. 'That's why we are trying to keep both.
Our home only has a few thousand in available equity since we already have a home equity loan. Maybe 5k tops.
Will they try to take our cars/home?
Any help or advice would be appreciated.
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