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The final 24 hours

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    The final 24 hours

    I originally filed a chapter 13 because I wanted to save my house. The fact that I received a decent raise also helped. Well 2 months into it when I thought things were going smoothly, my air conditioning stopped working and the roof started to leak. I already knew I couldnt afford the repairs. I bit the bullet and converted to a chapter 7. I had my 341 in June and I'm due for my discharge tomorrow Aug 25th!!! I am so happy I made this decision.

    On another note, does anyone know when all of my creditors will reflect on my credit report? I signed up for a credit monitoring through equifax and so far the only thing showing IIB is my car that I loss. My student loans are the only other things showing on my report and they all say PAYS AS AGREED since they're deferred. Obviously this isn't accurate since my house isn't even showing. Anyone experienced this before?

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